PBKC (Pioneer Bankcorp) Tariff Resilience Score: 9/10 (As of Jun. 29, 2026)


PBKC Pioneer Bankcorp Inc PBKC
60 GF Score
Price $84.00
GF Value $62.67
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Pioneer Bankcorp Tariff Resilience Score?

Pioneer Bankcorp PBKC 60 Tariff Resilience Score is 9 as of Jun. 29, 2026. GuruFocus rates PBKC with a GF Score™ of 60/100 and a GF Value™ of $62.67 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,610 Banks companies, Pioneer Bankcorp ranks better than 99.25% on this metric.

Pioneer Bankcorp has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Pioneer Bankcorp has As a local bank, PBKC has negligible exposure to international trade tariffs. Its operations are focused domestically, with no significant global supply chain dependencies.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Pioneer Bankcorp might have Highly Resilient.

Pioneer Bankcorp  (OTCPK:PBKC) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Pioneer Bankcorp Tariff Resilience Score Related Terms

PBKC vs UBCP, CBKM, SSBI: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Pioneer Bankcorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pioneer Bankcorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Pioneer Bankcorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Pioneer Bankcorp's Tariff Resilience Score falls into.


PBKC
60GF Score
Pioneer Bankcorp Inc PBKC
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Pioneer Bankcorp (PBKC) has a Tariff Resilience Score of 9 as of Jun. 29, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Pioneer Bankcorp ranks #12 out of 1610 companies in the Banks industry, placing it in the top 0.7%.
Is Pioneer Bankcorp's Tariff Resilience Score too high?
Pioneer Bankcorp's current Tariff Resilience Score is 9. Based on the distribution chart, Pioneer Bankcorp ranks #12 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pioneer Bankcorp has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bankcorp's Tariff Resilience Score compare to UBCP and CBKM?
According to the Banks industry distribution chart, Pioneer Bankcorp ranks #12 out of 1610 companies for Tariff Resilience Score. This places Pioneer Bankcorp in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Pioneer Bankcorp's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bankcorp stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bankcorp (PBKC) is currently considered Significantly Overvalued. The stock's GF Value™ is $62.67, compared to a current price of $84.00 — trading 34% above its estimated fair value. The current Tariff Resilience Score is 9. Pioneer Bankcorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Pioneer Bankcorp (PBKC), the current Tariff Resilience Score is 9 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Bankcorp (PBKC) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Bankcorp stock appears to be overvalued. The current stock price of $84.00 is trading 34% above its estimated GF Value™ of $62.67. GuruFocus considers Pioneer Bankcorp to be Significantly Overvalued.

Key valuation signals for PBKC:

  • Tariff Resilience Score: 9
  • GF Value™: $62.67 vs. price of $84.00 (34% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the PBKC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pioneer Bankcorp Business Description

Address 300 East Sugarland Highway, P.O. Box 1237, Clewiston, FL, USA, 33440
Pioneer Bankcorp Inc is a bank holding company incorporated in Florida. The Bank is a state-chartered, FDIC-insured bank headquartered in Clewiston, Florida, and conducts business from three banking offices in Hendry County and other banking offices in surrounding counties. The company has identified five portfolio segments of loans, real estate - commercial; real estate - residential; real estate - construction, development, land; commercial; and consumer and other. The majority of its revenues are interest earned on loans, investment securities, and other financial instruments.
60GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$84.00
Price
$62.67
GF Value