PBKC (Pioneer Bankcorp) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


PBKC Pioneer Bankcorp Inc PBKC
60 GF Score
Price $83.00
GF Value $62.87
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Pioneer Bankcorp ROC (Joel Greenblatt) %?

Pioneer Bankcorp PBKC -1.19% 60 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates PBKC with a GF Score™ of 60/100 and a GF Value™ of $62.87 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 47 Banks companies, Pioneer Bankcorp ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

PBKC
60GF Score
Pioneer Bankcorp Inc PBKC
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Pioneer Bankcorp (PBKC) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Pioneer Bankcorp and its competitors. According to the industry distribution chart, Pioneer Bankcorp ranks #999999 out of 47 companies in the Banks industry.
Is Pioneer Bankcorp's ROC (Joel Greenblatt) % too high?
Pioneer Bankcorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Pioneer Bankcorp ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Pioneer Bankcorp has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bankcorp's ROC (Joel Greenblatt) % compare to UBCP and CBKM?
According to the Banks industry distribution chart, Pioneer Bankcorp ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Pioneer Bankcorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 71.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 71.07, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Pioneer Bankcorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 71.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pioneer Bankcorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bankcorp stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bankcorp (PBKC) is currently considered Significantly Overvalued. The stock's GF Value™ is $62.87, compared to a current price of $83.00 — trading 32% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Pioneer Bankcorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Pioneer Bankcorp (PBKC), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Bankcorp (PBKC) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Bankcorp stock appears to be overvalued. The current stock price of $83.00 is trading 32% above its estimated GF Value™ of $62.87. GuruFocus considers Pioneer Bankcorp to be Significantly Overvalued.

Key valuation signals for PBKC:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $62.87 vs. price of $83.00 (32% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the PBKC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pioneer Bankcorp Business Description

Address 300 East Sugarland Highway, P.O. Box 1237, Clewiston, FL, USA, 33440
Pioneer Bankcorp Inc is a bank holding company incorporated in Florida. The Bank is a state-chartered, FDIC-insured bank headquartered in Clewiston, Florida, and conducts business from three banking offices in Hendry County and other banking offices in surrounding counties. The company has identified five portfolio segments of loans, real estate - commercial; real estate - residential; real estate - construction, development, land; commercial; and consumer and other. The majority of its revenues are interest earned on loans, investment securities, and other financial instruments.
60GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$83.00
Price
$62.87
GF Value