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Third Coast BancsharesTCBX +0.28%55 FCF Yield % is 2.05 as of Aug. 14, 2026, which is 67% below its 10-year median of 6.27. GuruFocus rates TCBX with a GF Score™ of 55/100 and a GF Value™ of $39.66 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,499 Banks companies, Third Coast Bancshares ranks worse than 69.91% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Third Coast Bancshares FCF Yield % Related Terms
Third Coast Bancshares FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Third Coast Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Third Coast Bancshares FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Third Coast Bancshares's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Third Coast Bancshares's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Third Coast Bancshares (TCBX) has a FCF Yield % of 2.05 as of Aug. 14, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Third Coast Bancshares and its competitors. This is 67% below median its historical median of 6.27. According to the industry distribution chart, Third Coast Bancshares ranks #1048 out of 1499 companies in the Banks industry, placing it in the top 69.9%.
Is Third Coast Bancshares' FCF Yield % too high?
Third Coast Bancshares' current FCF Yield % of 2.05 is 67% below median its 10-year median of 6.27. The Banks industry median FCF Yield % is 8.08. Third Coast Bancshares' value of 2.05 is 74.6% below this industry median. Based on the distribution chart, Third Coast Bancshares ranks #1048 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, Third Coast Bancshares has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Coast Bancshares' FCF Yield % compare to PFIS and WASH?
According to the Banks industry distribution chart, Third Coast Bancshares ranks #1048 out of 1499 companies for FCF Yield %. This places Third Coast Bancshares in the lower half of its industry. The industry median FCF Yield % is 8.08. Third Coast Bancshares' value of 2.05 is 74.6% below this benchmark. While the company's 10-year median is 6.27 vs. the industry median of 8.08, Third Coast Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.08, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Third Coast Bancshares's current FCF Yield % of 2.05 is 74.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Third Coast Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 8.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Third Coast Bancshares's current FCF Yield % is 2.05, which is 67% below median its own 10-year median of 6.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Coast Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Third Coast Bancshares (TCBX) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.66, compared to a current price of $46.13 — trading 16.3% above its estimated fair value. The current FCF Yield % is 2.05, which is 67% below median its 10-year median of 6.27 and 74.6% below the Banks industry median of 8.08. Third Coast Bancshares' overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Third Coast Bancshares (TCBX), the current FCF Yield % is 2.05 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Third Coast Bancshares (TCBX) Overvalued in 2026?
Based on GuruFocus' analysis, Third Coast Bancshares stock appears to be overvalued.
The current stock price of $46.13 is trading 16.3% above its estimated GF Value™ of $39.66.
GuruFocus considers Third Coast Bancshares to be Modestly Overvalued.
Key valuation signals for TCBX:
FCF Yield %: 2.05 (67% below median its 10-year median of 6.27)
GF Value™: $39.66 vs. price of $46.13 (16.3% above fair value)
Industry Position: 74.6% below the Banks median (#1048 of 1499)
No single metric tells the full story. See the TCBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates twenty branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, one branch in Ballinger, Texas, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
55GF Score
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