TCBX (Third Coast Bancshares) Scaled Net Operating Assets: 0.01 (As of Mar. 2026)


TCBX Third Coast Bancshares Inc TCBX
56 GF Score
Price $40.40
GF Value $37.26
Valuation Fairly Valued
! 4 Warning Signs
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What is Third Coast Bancshares Scaled Net Operating Assets?

Third Coast Bancshares TCBX +0.22% 56 Scaled Net Operating Assets is 0.01 as of Mar. 2026. GuruFocus rates TCBX with a GF Score™ of 56/100 and a GF Value™ of $37.26 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Third Coast Bancshares's operating assets for the quarter that ended in Mar. 2026 was $5,847.4 Mil. Third Coast Bancshares's operating liabilities for the quarter that ended in Mar. 2026 was $5,774.0 Mil. Third Coast Bancshares's Total Assets for the quarter that ended in Dec. 2025 was $5,340.8 Mil. Therefore, Third Coast Bancshares's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.01.

TCBX
56GF Score
Third Coast Bancshares Inc TCBX
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Third Coast Bancshares Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Third Coast Bancshares's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(5165.29-4672.762)/4942.446
=0.10

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5340.759 - 175.469
=5165.29

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4809.732 - 99.095 - 37.875
=4672.762

Third Coast Bancshares's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(5847.375-5773.976)/5340.759
=0.01

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6582.073 - 734.698
=5847.375

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=5931.543 - 99.692 - 57.875
=5773.976

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.01 mean?
Third Coast Bancshares (TCBX) has a Scaled Net Operating Assets of 0.01 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Third Coast Bancshares and its competitors.
Is Third Coast Bancshares' Scaled Net Operating Assets too high?
Third Coast Bancshares' current Scaled Net Operating Assets is 0.01. Overall, Third Coast Bancshares has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Third Coast Bancshares' Scaled Net Operating Assets compare to AROW and HIFS?
Third Coast Bancshares' Scaled Net Operating Assets of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Third Coast Bancshares and its competitors. Third Coast Bancshares's current Scaled Net Operating Assets is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Coast Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Third Coast Bancshares (TCBX) is currently considered Fairly Valued. The stock's GF Value™ is $37.26, compared to a current price of $40.40 — trading 8.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.01. Third Coast Bancshares' overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Third Coast Bancshares (TCBX), the current Scaled Net Operating Assets is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Third Coast Bancshares (TCBX) Overvalued in 2026?

Based on GuruFocus' analysis, Third Coast Bancshares stock appears to be overvalued. The current stock price of $40.40 is trading 8.4% above its estimated GF Value™ of $37.26. GuruFocus considers Third Coast Bancshares to be Fairly Valued.

Key valuation signals for TCBX:

  • Scaled Net Operating Assets: 0.01
  • GF Value™: $37.26 vs. price of $40.40 (8.4% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the TCBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Third Coast Bancshares Business Description

Other Exchanges GL0:Germany
Address 20202 Highway 59 North, Suite 190, Humble, TX, USA, 77338
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates twenty branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, one branch in Ballinger, Texas, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
56GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.40
Price
$37.26
GF Value