TCBX (Third Coast Bancshares) Accounts Receivable: $30.3 Mil (As of Jun. 2026)

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TCBX Third Coast Bancshares Inc TCBX
56 GF Score
Price $44.90
GF Value $39.71
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Third Coast Bancshares Accounts Receivable?

Third Coast Bancshares TCBX -1.25% 56 Accounts Receivable is $30.3 Mil as of Jun. 2026. GuruFocus rates TCBX with a GF Score™ of 56/100 and a GF Value™ of $39.71 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Third Coast Bancshares's accounts receivables for the quarter that ended in Jun. 2026 was $30.3 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Third Coast Bancshares's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 41.07.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Third Coast Bancshares's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was $-324.47.

Third Coast Bancshares Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Third Coast Bancshares's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=30.306/67.337*91
=41.07

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Third Coast Bancshares's accounts receivable are only considered to be worth 75% of book value:

Third Coast Bancshares's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(643.144+0.75 * 30.306+0.5 * 0-6064.728
-0.069-0)/16.639
=-324.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.

Third Coast Bancshares Accounts Receivable Related Terms

Third Coast Bancshares Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Third Coast Bancshares's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Third Coast Bancshares Accounts Receivable Chart

Third Coast Bancshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial 10.23 18.34 23.12 25.82 29.24

Third Coast Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.74 29.54 29.24 31.39 30.31
TCBX
56GF Score
Third Coast Bancshares Inc TCBX
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Third Coast Bancshares Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $30.3 Mil mean?
Third Coast Bancshares (TCBX) has a Accounts Receivable of $30.3 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Third Coast Bancshares and its competitors.
Is Third Coast Bancshares' Accounts Receivable too high?
Third Coast Bancshares' current Accounts Receivable is $30.3 Mil. Overall, Third Coast Bancshares has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Coast Bancshares' Accounts Receivable compare to WASH and CCB?
Third Coast Bancshares' Accounts Receivable of $30.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Third Coast Bancshares and its competitors. Third Coast Bancshares's current Accounts Receivable is $30.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Coast Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Third Coast Bancshares (TCBX) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.71, compared to a current price of $44.90 — trading 13.1% above its estimated fair value. The current Accounts Receivable is $30.3 Mil. Third Coast Bancshares' overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Third Coast Bancshares (TCBX), the current Accounts Receivable is $30.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Third Coast Bancshares (TCBX) Overvalued in 2026?

Based on GuruFocus' analysis, Third Coast Bancshares stock appears to be overvalued. The current stock price of $44.90 is trading 13.1% above its estimated GF Value™ of $39.71. GuruFocus considers Third Coast Bancshares to be Modestly Overvalued.

Key valuation signals for TCBX:

  • Accounts Receivable: $30.3 Mil
  • GF Value™: $39.71 vs. price of $44.90 (13.1% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the TCBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Third Coast Bancshares Business Description

Other Exchanges GL0:Germany
Address 20202 Highway 59 North, Suite 190, Humble, TX, USA, 77338
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates twenty branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, one branch in Ballinger, Texas, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
56GF Score

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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.90
Price
$39.71
GF Value