* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Third Coast Bancshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Third Coast Bancshares OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Third Coast Bancshares's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Third Coast Bancshares's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Third Coast Bancshares (TCBX) has a OCF Margin % of -67.73% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Third Coast Bancshares and its competitors. According to the industry distribution chart, Third Coast Bancshares ranks #1137 out of 1504 companies in the Banks industry, placing it in the top 75.6%.
Is Third Coast Bancshares' OCF Margin % too high?
Third Coast Bancshares' current OCF Margin % is -67.73%. Based on the distribution chart, Third Coast Bancshares ranks #1137 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Third Coast Bancshares has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Third Coast Bancshares' OCF Margin % compare to AROW and HIFS?
According to the Banks industry distribution chart, Third Coast Bancshares ranks #1137 out of 1504 companies for OCF Margin %. This places Third Coast Bancshares in the lower half of its industry. The industry median OCF Margin % is 29.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Third Coast Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Third Coast Bancshares's current OCF Margin % is -67.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Coast Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Third Coast Bancshares (TCBX) is currently considered Fairly Valued. The stock's GF Value™ is $37.26, compared to a current price of $40.40 — trading 8.4% above its estimated fair value. The current OCF Margin % is -67.73%. Third Coast Bancshares' overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Third Coast Bancshares (TCBX), the current OCF Margin % is -67.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Third Coast Bancshares (TCBX) Overvalued in 2026?
Based on GuruFocus' analysis, Third Coast Bancshares stock appears to be overvalued.
The current stock price of $40.40 is trading 8.4% above its estimated GF Value™ of $37.26.
GuruFocus considers Third Coast Bancshares to be Fairly Valued.
Key valuation signals for TCBX:
OCF Margin %: -67.73%
GF Value™: $37.26 vs. price of $40.40 (8.4% above fair value)
No single metric tells the full story. See the TCBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates twenty branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, one branch in Ballinger, Texas, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
56GF Score
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