TCBX (Third Coast Bancshares) ROE % Adjusted to Book Value: 11.54% (As of Mar. 2026)


TCBX Third Coast Bancshares Inc TCBX
56 GF Score
Price $40.40
GF Value $37.26
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Third Coast Bancshares ROE % Adjusted to Book Value?

Third Coast Bancshares TCBX +0.22% 56 ROE % Adjusted to Book Value is 11.54% as of Mar. 2026. GuruFocus rates TCBX with a GF Score™ of 56/100 and a GF Value™ of $37.26 (Fairly Valued). The stock has 4 warning signs investors should review.

Third Coast Bancshares's ROE % for the quarter that ended in Mar. 2026 was 11.08%. Third Coast Bancshares's PB Ratio for the quarter that ended in Mar. 2026 was 0.96. Third Coast Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.54%.


Third Coast Bancshares ROE % Adjusted to Book Value Related Terms


Third Coast Bancshares ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Third Coast Bancshares's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Third Coast Bancshares ROE % Adjusted to Book Value Chart

Third Coast Bancshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 4.68 8.43 12.76 10.82 13.51

Third Coast Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.04 15.09 13.88 13.84 11.54

TCBX vs AROW, HIFS, PFIS: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Third Coast Bancshares's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Third Coast Bancshares ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Third Coast Bancshares's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Third Coast Bancshares's ROE % Adjusted to Book Value falls into.


TCBX
56GF Score
Third Coast Bancshares Inc TCBX
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Third Coast Bancshares ROE % Adjusted to Book Value Calculation

Third Coast Bancshares's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.37% / 0.99
=13.51%

Third Coast Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.08% / 0.96
=11.54%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.54% mean?
Third Coast Bancshares (TCBX) has a ROE % Adjusted to Book Value of 11.54% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Third Coast Bancshares and its competitors.
Is Third Coast Bancshares' ROE % Adjusted to Book Value too high?
Third Coast Bancshares' current ROE % Adjusted to Book Value is 11.54%. Overall, Third Coast Bancshares has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Third Coast Bancshares' ROE % Adjusted to Book Value compare to AROW and HIFS?
Third Coast Bancshares' ROE % Adjusted to Book Value of 11.54% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Third Coast Bancshares and its competitors. Third Coast Bancshares's current ROE % Adjusted to Book Value is 11.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Coast Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Third Coast Bancshares (TCBX) is currently considered Fairly Valued. The stock's GF Value™ is $37.26, compared to a current price of $40.40 — trading 8.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.54%. Third Coast Bancshares' overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Third Coast Bancshares (TCBX), the current ROE % Adjusted to Book Value is 11.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Third Coast Bancshares (TCBX) Overvalued in 2026?

Based on GuruFocus' analysis, Third Coast Bancshares stock appears to be overvalued. The current stock price of $40.40 is trading 8.4% above its estimated GF Value™ of $37.26. GuruFocus considers Third Coast Bancshares to be Fairly Valued.

Key valuation signals for TCBX:

  • ROE % Adjusted to Book Value: 11.54%
  • GF Value™: $37.26 vs. price of $40.40 (8.4% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the TCBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Third Coast Bancshares Business Description

Other Exchanges GL0:Germany
Address 20202 Highway 59 North, Suite 190, Humble, TX, USA, 77338
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates twenty branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, one branch in Ballinger, Texas, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
56GF Score

Get the complete analysis for TCBX

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.40
Price
$37.26
GF Value