First National Financial (TSX:FN) FCF Yield %: 16.11 (As of Jun. 24, 2026)


TSX:FN First National Financial Corp TSX:FN
19 GF Score
Price C$47.98
GF Value C$59.71
! 5 Warning Signs
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What is First National Financial FCF Yield %?

First National Financial TSX:FN 19 FCF Yield % is 16.11 as of Jun. 24, 2026. GuruFocus rates TSX:FN with a GF Score™ of 19/100 and a GF Value™ of C$59.71. The stock has 5 warning signs investors should review.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, First National Financial's Trailing 12-Month Free Cash Flow is C$463.7 Mil, and Market Cap is C$2,877.2 Mil. Therefore, First National Financial's FCF Yield % for today is 16.11%.

The historical rank and industry rank for First National Financial's FCF Yield % or its related term are showing as below:

TSX:FN' s FCF Yield % Range Over the Past 10 Years
Min: -37.49   Med: -4.54   Max: 54.85
Current: 16.11


During the past 13 years, the highest FCF Yield % of First National Financial was 54.85%. The lowest was -37.49%. And the median was -4.54%.

TSX:FN's FCF Yield % is not ranked
in the Banks industry.
Industry Median: 8.26 vs TSX:FN: 16.11

First National Financial's FCF Margin % for the quarter that ended in Sep. 2025 was 763.12%.


First National Financial FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


First National Financial FCF Yield % Related Terms


First National Financial FCF Yield % Historical Data

* Premium members only.

The historical data trend for First National Financial's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First National Financial FCF Yield % Chart

First National Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -10.08 -17.45 22.75 -4.77 -31.75

First National Financial Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 174.15 -200.25 178.33 -90.64 167.35

TSX:FN vs RKT, FNMA, FMCC: FCF Yield % Comparison

For the Mortgage Finance subindustry, First National Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First National Financial FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First National Financial's FCF Yield % distribution charts can be found below:

* The bar in red indicates where First National Financial's FCF Yield % falls into.


TSX:FN
19GF Score
First National Financial Corp TSX:FN
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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First National Financial FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

First National Financial's FCF Yield % for the fiscal year that ended in Dec. 2024 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-768.098 / 2419.06878
=-31.75%

First National Financial's annualized FCF Yield % for the quarter that ended in Sep. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=1202.98 * 4 / 2875.41765
=167.35%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 16.11 mean?
First National Financial (TSX:FN) has a FCF Yield % of 16.11 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First National Financial and its competitors.
Is First National Financial's FCF Yield % too high?
First National Financial's current FCF Yield % is 16.11. The Banks industry median FCF Yield % is 8.26. First National Financial's value of 16.11 is 95% above this industry median. Overall, First National Financial has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does First National Financial's FCF Yield % compare to RKT and FNMA?
First National Financial's FCF Yield % of 16.11 can be compared against companies in the Banks industry. The industry median FCF Yield % is 8.26. First National Financial's value of 16.11 is 95% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First National Financial's current FCF Yield % of 16.11 is 95% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First National Financial and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First National Financial's current FCF Yield % is 16.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National Financial stock overvalued right now?
First National Financial (TSX:FN) has a current FCF Yield % of 16.11. The stock's GF Value™ is C$59.71, compared to a current price of C$47.98 — trading 19.6% below its estimated fair value. The current FCF Yield % is 16.11 and 95% above the Banks industry median of 8.26. First National Financial's overall GF Score™ is 19/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For First National Financial (TSX:FN), the current FCF Yield % is 16.11 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First National Financial (TSX:FN) Overvalued in 2026?

Based on GuruFocus' analysis, First National Financial stock appears to be undervalued. The current stock price of C$47.98 is trading 19.6% below its estimated GF Value™ of C$59.71.

Key valuation signals for TSX:FN:

  • FCF Yield %: 16.11
  • GF Value™: C$59.71 vs. price of C$47.98 (19.6% below fair value)
  • GF Score™: 19/100 with 5 warning signs
  • Industry Position: 95% above the Banks median

No single metric tells the full story. See the TSX:FN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First National Financial Business Description

Address 16 York Street, Suite 1900, Toronto, ON, CAN, M5J 0E6
First National Financial Corp is a Canadian originator, underwriter and servicer of predominantly prime residential and commercial mortgages. The Company operates in two business segments, Residential and Commercial. These segments are organized by mortgage type and contain revenue and expenses related to origination, underwriting, securitization and servicing activities. It derives maximum revenue from Residential segment.
19GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$47.98
Price
C$59.71
GF Value