The historical rank and industry rank for First National Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
TSX:FN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 5.04 Med: 8.13 Max: 11.2
Current: 6.83
During the past 13 years, First National Financial's highest Yield on Cost was 11.20. The lowest was 5.04. And the median was 8.13.
TSX:FN's 5-Year Yield-on-Cost % is not ranked
in the Banks industry.
Industry Median: 3.9
vs TSX:FN: 6.83
First National Financial (TSX:FN) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
First National Financial 5-Year Yield-on-Cost % Related Terms
TSX:FN vs RKT, FNMA, FMCC: 5-Year Yield-on-Cost % Comparison
For the Mortgage Finance subindustry, First National Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First National Financial 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, First National Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where First National Financial's 5-Year Yield-on-Cost % falls into.
First National Financial 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
First National Financial (TSX:FN) has a 5-Year Yield-on-Cost % of 6.83 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First National Financial and its competitors. This is 16% below median its historical median of 8.13. Over the past decade, First National Financial's 5-Year Yield-on-Cost % has ranged from 5.04 to 11.20.
Is First National Financial's 5-Year Yield-on-Cost % too high?
First National Financial's current 5-Year Yield-on-Cost % of 6.83 is 16% below median its 10-year median of 8.13. Over the past 10 years, this metric has ranged from a low of 5.04 to a high of 11.20. The Banks industry median 5-Year Yield-on-Cost % is 3.90. First National Financial's value of 6.83 is 75.1% above this industry median. Overall, First National Financial has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does First National Financial's 5-Year Yield-on-Cost % compare to RKT and FNMA?
First National Financial's 5-Year Yield-on-Cost % of 6.83 can be compared against companies in the Banks industry. The industry median 5-Year Yield-on-Cost % is 3.90. First National Financial's value of 6.83 is 75.1% above this benchmark. Historically, First National Financial's own 5-Year Yield-on-Cost % has ranged from 5.04 to 11.20 over the past decade. While the company's 10-year median is 8.13 vs. the industry median of 3.90, First National Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First National Financial's current 5-Year Yield-on-Cost % of 6.83 is 75.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First National Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First National Financial's current 5-Year Yield-on-Cost % is 6.83, which is 16% below median its own 10-year median of 8.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National Financial stock overvalued right now?
First National Financial (TSX:FN) has a current 5-Year Yield-on-Cost % of 6.83. The stock's GF Value™ is C$59.71, compared to a current price of C$47.98 — trading 19.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 6.83, which is 16% below median its 10-year median of 8.13 and 75.1% above the Banks industry median of 3.90. First National Financial's overall GF Score™ is 19/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For First National Financial (TSX:FN), the current 5-Year Yield-on-Cost % is 6.83 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First National Financial (TSX:FN) Overvalued in 2026?
Based on GuruFocus' analysis, First National Financial stock appears to be undervalued.
The current stock price of C$47.98 is trading 19.6% below its estimated GF Value™ of C$59.71.
Key valuation signals for TSX:FN:
5-Year Yield-on-Cost %: 6.83 (16% below median its 10-year median of 8.13)
GF Value™: C$59.71 vs. price of C$47.98 (19.6% below fair value)
No single metric tells the full story. See the TSX:FN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First National Financial Corp is a Canadian originator, underwriter and servicer of predominantly prime residential and commercial mortgages. The Company operates in two business segments, Residential and Commercial. These segments are organized by mortgage type and contain revenue and expenses related to origination, underwriting, securitization and servicing activities. It derives maximum revenue from Residential segment.
19GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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