* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for First National Financial's PEG Ratio or its related term are showing as below:
TSX:FN'
s PEG Ratio Range Over the Past 10 Years
Min: 0.45 Med: 1.32 Max: 7.07
Current: 2.37
During the past 13 years, First National Financial's highest PEG Ratio was 7.07. The lowest was 0.45. And the median was 1.32.
TSX:FN's PEG Ratio is not ranked
in the Banks industry.
Industry Median: 1.52
vs TSX:FN: 2.37
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
First National Financial (TSX:FN) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
First National Financial PEG Ratio Related Terms
First National Financial PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, First National Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First National Financial PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, First National Financial's PEG Ratio distribution charts can be found below:
* The bar in red indicates where First National Financial's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
First National Financial (TSX:FN) has a PEG Ratio of 2.37 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on First National Financial and its competitors. This is 80% above median its historical median of 1.32. Over the past decade, First National Financial's PEG Ratio has ranged from 0.45 to 7.07.
Is First National Financial's PEG Ratio too high?
First National Financial's current PEG Ratio of 2.37 is 80% above median its 10-year median of 1.32. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 7.07. The Banks industry median PEG Ratio is 1.52. First National Financial's value of 2.37 is 55.9% above this industry median. Overall, First National Financial has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does First National Financial's PEG Ratio compare to RKT and FNMA?
First National Financial's PEG Ratio of 2.37 can be compared against companies in the Banks industry. The industry median PEG Ratio is 1.52. First National Financial's value of 2.37 is 55.9% above this benchmark. Historically, First National Financial's own PEG Ratio has ranged from 0.45 to 7.07 over the past decade. While the company's 10-year median is 1.32 vs. the industry median of 1.52, First National Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First National Financial's current PEG Ratio of 2.37 is 55.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on First National Financial and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First National Financial's current PEG Ratio is 2.37, which is 80% above median its own 10-year median of 1.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National Financial stock overvalued right now?
First National Financial (TSX:FN) has a current PEG Ratio of 2.37. The stock's GF Value™ is C$59.71, compared to a current price of C$47.98 — trading 19.6% below its estimated fair value. The current PEG Ratio is 2.37, which is 80% above median its 10-year median of 1.32 and 55.9% above the Banks industry median of 1.52. First National Financial's overall GF Score™ is 19/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For First National Financial (TSX:FN), the current PEG Ratio is 2.37 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First National Financial (TSX:FN) Overvalued in 2026?
Based on GuruFocus' analysis, First National Financial stock appears to be undervalued.
The current stock price of C$47.98 is trading 19.6% below its estimated GF Value™ of C$59.71.
Key valuation signals for TSX:FN:
PEG Ratio: 2.37 (80% above median its 10-year median of 1.32)
GF Value™: C$59.71 vs. price of C$47.98 (19.6% below fair value)
No single metric tells the full story. See the TSX:FN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First National Financial Corp is a Canadian originator, underwriter and servicer of predominantly prime residential and commercial mortgages. The Company operates in two business segments, Residential and Commercial. These segments are organized by mortgage type and contain revenue and expenses related to origination, underwriting, securitization and servicing activities. It derives maximum revenue from Residential segment.
19GF Score
Get the complete analysis for TSX:FN
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