First National Financial (TSX:FN) OCF Yield %: 16.14 (As of Jun. 26, 2026)


TSX:FN First National Financial Corp TSX:FN
19 GF Score
Price C$47.98
GF Value C$59.71
! 5 Warning Signs
View Full Analysis

What is First National Financial OCF Yield %?

First National Financial TSX:FN 19 OCF Yield % is 16.14 as of Jun. 26, 2026. GuruFocus rates TSX:FN with a GF Score™ of 19/100 and a GF Value™ of C$59.71. The stock has 5 warning signs investors should review.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, First National Financial's Trailing 12-Month Cash Flow from Operations is C$464.4 Mil, and Market Cap is C$2,877.2 Mil. Therefore, First National Financial's OCF Yield % for today is 16.14%.

The historical rank and industry rank for First National Financial's OCF Yield % or its related term are showing as below:

TSX:FN' s OCF Yield % Range Over the Past 10 Years
Min: -37.37   Med: -4.29   Max: 55.29
Current: 16.14


During the past 13 years, the highest OCF Yield % of First National Financial was 55.29%. The lowest was -37.37%. And the median was -4.29%.

TSX:FN's OCF Yield % is not ranked
in the Banks industry.
Industry Median: 9.24 vs TSX:FN: 16.14

First National Financial's OCF Margin % for the quarter that ended in Sep. 2025 was %.


First National Financial OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


First National Financial OCF Yield % Related Terms


First National Financial OCF Yield % Historical Data

* Premium members only.

The historical data trend for First National Financial's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First National Financial OCF Yield % Chart

First National Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -9.93 -16.17 23.31 -4.50 -31.57

First National Financial Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 174.50 -200.58 178.42 -90.47 167.52

TSX:FN vs RKT, FNMA, FMCC: OCF Yield % Comparison

For the Mortgage Finance subindustry, First National Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First National Financial OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First National Financial's OCF Yield % distribution charts can be found below:

* The bar in red indicates where First National Financial's OCF Yield % falls into.


TSX:FN
19GF Score
First National Financial Corp TSX:FN
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First National Financial OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

First National Financial's OCF Yield % for the fiscal year that ended in Dec. 2024 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-763.718 / 2419.06878
=-31.57%

First National Financial's annualized OCF Yield % for the quarter that ended in Sep. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=1204.209 * 4 / 2875.41765
=167.52%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 16.14 mean?
First National Financial (TSX:FN) has a OCF Yield % of 16.14 as of Jun. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First National Financial and its competitors.
Is First National Financial's OCF Yield % too high?
First National Financial's current OCF Yield % is 16.14. The Banks industry median OCF Yield % is 9.24. First National Financial's value of 16.14 is 74.7% above this industry median. Overall, First National Financial has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does First National Financial's OCF Yield % compare to RKT and FNMA?
First National Financial's OCF Yield % of 16.14 can be compared against companies in the Banks industry. The industry median OCF Yield % is 9.24. First National Financial's value of 16.14 is 74.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First National Financial's current OCF Yield % of 16.14 is 74.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First National Financial and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First National Financial's current OCF Yield % is 16.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National Financial stock overvalued right now?
First National Financial (TSX:FN) has a current OCF Yield % of 16.14. The stock's GF Value™ is C$59.71, compared to a current price of C$47.98 — trading 19.6% below its estimated fair value. The current OCF Yield % is 16.14 and 74.7% above the Banks industry median of 9.24. First National Financial's overall GF Score™ is 19/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First National Financial (TSX:FN), the current OCF Yield % is 16.14 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First National Financial (TSX:FN) Overvalued in 2026?

Based on GuruFocus' analysis, First National Financial stock appears to be undervalued. The current stock price of C$47.98 is trading 19.6% below its estimated GF Value™ of C$59.71.

Key valuation signals for TSX:FN:

  • OCF Yield %: 16.14
  • GF Value™: C$59.71 vs. price of C$47.98 (19.6% below fair value)
  • GF Score™: 19/100 with 5 warning signs
  • Industry Position: 74.7% above the Banks median

No single metric tells the full story. See the TSX:FN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First National Financial Business Description

Address 16 York Street, Suite 1900, Toronto, ON, CAN, M5J 0E6
First National Financial Corp is a Canadian originator, underwriter and servicer of predominantly prime residential and commercial mortgages. The Company operates in two business segments, Residential and Commercial. These segments are organized by mortgage type and contain revenue and expenses related to origination, underwriting, securitization and servicing activities. It derives maximum revenue from Residential segment.
19GF Score

Get the complete analysis for TSX:FN

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$47.98
Price
C$59.71
GF Value