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PT BFI Finance Indonesia Tbk (OTCPK:PBIIF) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
PT BFI Finance Indonesia Tbk Forward PE Ratio Related Terms
PT BFI Finance Indonesia Tbk Forward PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT BFI Finance Indonesia Tbk Forward PE Ratio Chart
PT BFI Finance Indonesia Tbk Annual Data
Trend
2024-12
2025-12
Forward PE Ratio
10.00
11.67
PT BFI Finance Indonesia Tbk Quarterly Data
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
10.00
10.00
10.00
10.00
11.67
11.67
PBIIF vs V, MA, AXP: Forward PE Ratio Comparison
For the Credit Services subindustry, PT BFI Finance Indonesia Tbk's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT BFI Finance Indonesia Tbk Forward PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT BFI Finance Indonesia Tbk's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where PT BFI Finance Indonesia Tbk's Forward PE Ratio falls into.
PT BFI Finance Indonesia Tbk Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
PT BFI Finance Indonesia Tbk (PBIIF) has a Forward PE Ratio of 14.00 as of Jul. 23, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on PT BFI Finance Indonesia Tbk and its competitors. According to the industry distribution chart, PT BFI Finance Indonesia Tbk ranks #72 out of 187 companies in the Credit Services industry, placing it in the top 38.5%.
Is PT BFI Finance Indonesia Tbk's Forward PE Ratio too high?
PT BFI Finance Indonesia Tbk's current Forward PE Ratio is 14.00. The Credit Services industry median Forward PE Ratio is 10.39. PT BFI Finance Indonesia Tbk's value of 14.00 is 34.7% above this industry median. Based on the distribution chart, PT BFI Finance Indonesia Tbk ranks #72 out of 187 companies in the Credit Services industry, which is above the industry midpoint. Overall, PT BFI Finance Indonesia Tbk has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does PT BFI Finance Indonesia Tbk's Forward PE Ratio compare to V and MA?
According to the Credit Services industry distribution chart, PT BFI Finance Indonesia Tbk ranks #72 out of 187 companies for Forward PE Ratio. This puts PT BFI Finance Indonesia Tbk in the upper half of its industry. The industry median Forward PE Ratio is 10.39. PT BFI Finance Indonesia Tbk's value of 14.00 is 34.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Credit Services company?
The median Forward PE Ratio among Credit Services companies is 10.39, based on 187 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT BFI Finance Indonesia Tbk's current Forward PE Ratio of 14.00 is 34.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on PT BFI Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median Forward PE Ratio is 10.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT BFI Finance Indonesia Tbk's current Forward PE Ratio is 14.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT BFI Finance Indonesia Tbk stock overvalued right now?
PT BFI Finance Indonesia Tbk (PBIIF) has a current Forward PE Ratio of 14.00. The stock's GF Value™ is $0.08, compared to a current price of $0.07 — trading 12.5% below its estimated fair value. The current Forward PE Ratio is 14.00 and 34.7% above the Credit Services industry median of 10.39. PT BFI Finance Indonesia Tbk's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For PT BFI Finance Indonesia Tbk (PBIIF), the current Forward PE Ratio is 14.00 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT BFI Finance Indonesia Tbk (PBIIF) Overvalued in 2026?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk stock appears to be undervalued.
The current stock price of $0.07 is trading 12.5% below its estimated GF Value™ of $0.08.
Key valuation signals for PBIIF:
Forward PE Ratio: 14.00
GF Value™: $0.08 vs. price of $0.07 (12.5% below fair value)
Industry Position: 34.7% above the Credit Services median (#72 of 187)
No single metric tells the full story. See the PBIIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT BFI Finance Indonesia Tbk is a multifinance company based in Indonesia. It offers Sharia financing solutions, such as umrah capital financing, financing for buying a used car, and other multipurpose Sharia-compliant credit products. Additionally, the company offers financial leasing solutions to individual and corporate customers who purchase or engage in the sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment. It also offers consumer financing for new and used cars purchased via dealers and secured financing for used cars, used motorcycles, and real estate. The company's operating segments are: Cars, Motorcycles, and Others. Maximum revenue is generated from the Cars segment, which includes income derived from car financing solutions.
83GF Score
Get the complete analysis for PBIIF
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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