PT BFI Finance Indonesia Tbk (FRA:PR2) Stock Price, Trades & News

PT BFI Finance Indonesia Tbk is a multifinance company based in Indonesia. It offers Sharia financing solutions, such as umrah capital financing, financing for buying a used car, and other multipurpose Sharia-compliant credit products. Additionally, the company offers financial leasing solutions to individual and corporate customers who purchase or engage in the sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment. It also offers consumer financing for new and used cars purchased via dealers and secured financing for used cars, used motorcycles, and real estate. The company's operating segments are: Cars, Motorcycles, and Others. Maximum revenue is generated from the Cars segment, which includes income derived from car financing solutions.

Financial Strength

6/10

Name	Current	Vs Industry
Cash-To-Debt	0.09
Equity-to-Asset	0.43
Debt-to-Equity	1.2
Debt-to-EBITDA	5.65
Interest Coverage	10.37
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	2.23	Distress Grey Safe
Beneish M-Score	-2.64	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

5/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	7.9
	3-Year EBITDA Growth Rate	-2.8
	3-Year EPS without NRI Growth Rate	-1.5
	3-Year Book Growth Rate	7.2
	Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank	6.04

Momentum Rank

7/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	62.63
	9-Day RSI	50.7
	14-Day RSI	42.59

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	2.59
	Quick Ratio	2.59
	Cash Ratio	0.13
	Days Sales Outstanding	1219.45
	Days Payable	25.4

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.8
	3-Year Dividend Growth Rate	20.8
	Forward Dividend Yield %	11.6
	5-Year Yield-on-Cost %	30.38
	3-Year Average Share Buyback Ratio	0.4
	Shareholder Yield %	11.56

Profitability Rank

10/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	64.75
	Operating Margin %	32.5
	Net Margin %	22.75
	EBITDA Margin %	34.56
	FCF Margin %	27.94
	OCF Margin %	30.49
	ROE %	14.26
	ROA %	6.02
	ROIC %	7.42
	3-Year ROIIC %	0.56
	ROC (Joel Greenblatt) %	9.4
	ROCE %	13.11
	Years of Profitability over Past 10-Year	10

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	6.82
	Forward PE Ratio	7.15
	PE Ratio without NRI	6.56
	Shiller PE Ratio	6.92
	Price-to-Owner-Earnings	6.55
	PEG Ratio	0.54
	PS Ratio	1.55
	PB Ratio	0.92
	Price-to-Tangible-Book	0.98
	Price-to-Free-Cash-Flow	5.6
	Price-to-Operating-Cash-Flow	5.13
	EV-to-EBIT	10.54
	EV-to-Forward-EBIT	11.57
	EV-to-EBITDA	9.62
	EV-to-Revenue	3.32
	EV-to-Forward-Revenue	3.67
	EV-to-FCF	11.68
	Price-to-GF-Value	0.73
	Price-to-Projected-FCF	0.59
	Price-to-DCF (Earnings Based)	0.49
	Price-to-DCF (FCF Based)	0.37
	Price-to-Median-PS-Value	0.73
	Price-to-Peter-Lynch-Fair-Value	0.59
	Price-to-Graham-Number	0.49
	Price-to-Net-Current-Asset-Value	0.98
	Earnings Yield (Greenblatt) %	9.48
	FCF Yield %	18.07
	Forward Rate of Return (Yacktman) %	6.93

GF Value™: €0.04

FRA:PR2

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with PR2. Try a 7-Day Free Trial to check it out.

PT BFI Finance Indonesia Tbk Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

PT BFI Finance Indonesia Tbk Stock Events

Financials Calendars

	Event	Date	Price (€)
	IDR 35.000000 Cash Dividend	2026-06-03	0.03 (+0.00%)

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