Senmiao TechnologyAIHS -0.68%44 Piotroski F-Score is 4 as of Jun. 26, 2026, which is at its 10-year median of 4.00. GuruFocus rates AIHS with a GF Score™ of 44/100 and a GF Value™ of $2.42 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,063 Business Services companies, Senmiao Technology ranks worse than 69.52% on this metric.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Senmiao Technology has an F-score of 4 indicating the company's financial situation is typical for a stable company.
The historical rank and industry rank for Senmiao Technology's Piotroski F-Score or its related term are showing as below:
AIHS'
s Piotroski F-Score Range Over the Past 10 Years
Min: 1 Med: 4 Max: 6
Current: 4
During the past 10 years, the highest Piotroski F-Score of Senmiao Technology was 6. The lowest was 1. And the median was 4.
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
Senmiao Technology Piotroski F-Score Related Terms
Senmiao Technology Piotroski F-Score Historical Data
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The historical data trend for Senmiao Technology's Piotroski F-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIHS vs AITX, BDST, MWG: Piotroski F-Score Comparison
For the Rental & Leasing Services subindustry, Senmiao Technology's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Senmiao Technology Piotroski F-Score vs Business Services Industry
For the Business Services industry and Industrials sector, Senmiao Technology's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where Senmiao Technology's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Senmiao Technology's current Net Income (TTM) was -3.63.
==> Negative ==> Score 0.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
Senmiao Technology's return on assets of this year was -0.4593259. Senmiao Technology's return on assets of last year was -0.27441286.
==> Last year is higher ==> Score 0.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
Senmiao Technology's gearing of this year was 0.00169941. Senmiao Technology's gearing of last year was 0.
==> Last year is lower than this year ==> Score 0.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
Senmiao Technology's current ratio of this year was 2.23760331. Senmiao Technology's current ratio of last year was 0.36650083.
==> This year's current ratio is higher. ==> Score 1.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
Senmiao Technology's number of shares in issue this year was 3.563. Senmiao Technology's number of shares in issue last year was 1.052.
==> There is larger number of shares in issue this year. ==> Score 0.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
Senmiao Technology's gross margin of this year was 0.22468043. Senmiao Technology's gross margin of last year was 0.2191358.
==> This year's gross margin is higher. ==> Score 1.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
Senmiao Technology's asset turnover of this year was 0.51545869. Senmiao Technology's asset turnover of last year was 0.24029666.
==> This year's asset turnover is higher. ==> Score 1.
Evaluation
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4
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Senmiao Technology has an F-score of 4 indicating the company's financial situation is typical for a stable company.
Senmiao Technology (AIHS) has a Piotroski F-Score of 4 as of Jun. 26, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Senmiao Technology and its competitors. This is near median its historical median of 4.00. Over the past decade, Senmiao Technology's Piotroski F-Score has ranged from 1.00 to 6.00. According to the industry distribution chart, Senmiao Technology ranks #739 out of 1063 companies in the Business Services industry, placing it in the top 69.5%.
Is Senmiao Technology's Piotroski F-Score too high?
Senmiao Technology's current Piotroski F-Score of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. The Business Services industry median Piotroski F-Score is 5.00. Senmiao Technology's value of 4 is 20% below this industry median. Based on the distribution chart, Senmiao Technology ranks #739 out of 1063 companies in the Business Services industry, which is below the industry midpoint. Overall, Senmiao Technology has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Senmiao Technology's Piotroski F-Score compare to AITX and BDST?
According to the Business Services industry distribution chart, Senmiao Technology ranks #739 out of 1063 companies for Piotroski F-Score. This places Senmiao Technology in the lower half of its industry. The industry median Piotroski F-Score is 5.00. Senmiao Technology's value of 4 is 20% below this benchmark. Historically, Senmiao Technology's own Piotroski F-Score has ranged from 1.00 to 6.00 over the past decade. While the company's 10-year median is 4.00 vs. the industry median of 5.00, Senmiao Technology has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Business Services company?
The median Piotroski F-Score among Business Services companies is 5.00, based on 1,063 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Senmiao Technology's current Piotroski F-Score of 4 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Senmiao Technology and its competitors. For the Business Services industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Senmiao Technology's current Piotroski F-Score is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Senmiao Technology stock overvalued right now?
Based on GuruFocus' analysis, Senmiao Technology (AIHS) is currently considered Possible Value Trap. The stock's GF Value™ is $2.42, compared to a current price of $1.47 — trading 39.3% below its estimated fair value. The current Piotroski F-Score is 4, which is near median its 10-year median of 4.00 and 20% below the Business Services industry median of 5.00. Senmiao Technology's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Senmiao Technology (AIHS), the current Piotroski F-Score is 4 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Senmiao Technology (AIHS) Overvalued in 2026?
Based on GuruFocus' analysis, Senmiao Technology stock appears to be undervalued.
The current stock price of $1.47 is trading 39.3% below its estimated GF Value™ of $2.42.
GuruFocus considers Senmiao Technology to be Possible Value Trap.
Key valuation signals for AIHS:
Piotroski F-Score: 4 (near median its 10-year median of 4.00)
GF Value™: $2.42 vs. price of $1.47 (39.3% below fair value)
Industry Position: 20% below the Business Services median (#739 of 1063)
No single metric tells the full story. See the AIHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Senmiao Technology Ltd is a holding company. Along with its subsidiaries, it is engaged in facilitating automobile transactions and offering related services. The group's business activities include providing car rental services to individual customers with lease term no more than twelve months; leasing and servicing of new energy vehicles; offering services to automobile purchasers throughout the purchase process; providing management and related services to Partner Platforms and other companies; automobile financing; and providing other related supporting services to customers. The majority of the group's revenue is generated from its automobile rental business.
44GF Score
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