Senmiao TechnologyAIHS -2.86%33 Net Current Asset Value is $-1.54 as of Mar. 2026. GuruFocus rates AIHS with a GF Score™ of 33/100 and a GF Value™ of $0.56 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 624 Business Services companies, Senmiao Technology ranks worse than 160256.25% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
Senmiao Technology's net current asset value per share for the quarter that ended in Mar. 2026 was $-1.54.
The historical rank and industry rank for Senmiao Technology's Net Current Asset Value or its related term are showing as below:
During the past 11 years, the highest Price-to-Net-Current-Asset-Value Ratio of Senmiao Technology was 15.86. The lowest was 15.20. And the median was 15.53.
AIHS's Price-to-Net-Current-Asset-Value is not ranked *
in the Business Services industry.
Industry Median: 3.72 * Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
Senmiao Technology (NAS:AIHS) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Senmiao Technology Net Current Asset Value Related Terms
Senmiao Technology Net Current Asset Value Historical Data
* Premium members only.
The historical data trend for Senmiao Technology's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIHS vs MWG, AITX, BDST: Net Current Asset Value Comparison
For the Rental & Leasing Services subindustry, Senmiao Technology's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Senmiao Technology Price-to-Net-Current-Asset-Value vs Business Services Industry
For the Business Services industry and Industrials sector, Senmiao Technology's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Senmiao Technology's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of $-1.54 mean?
Senmiao Technology (AIHS) has a Net Current Asset Value of $-1.54 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Senmiao Technology and its competitors. Over the past decade, Senmiao Technology's Net Current Asset Value has ranged from 15.20 to 15.86. According to the industry distribution chart, Senmiao Technology ranks #999999 out of 624 companies in the Business Services industry.
Is Senmiao Technology's Net Current Asset Value too high?
Senmiao Technology's current Net Current Asset Value is $-1.54. Over the past 10 years, this metric has ranged from a low of 15.20 to a high of 15.86. Based on the distribution chart, Senmiao Technology ranks #999999 out of 624 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Senmiao Technology has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Senmiao Technology's Net Current Asset Value compare to MWG and AITX?
According to the Business Services industry distribution chart, Senmiao Technology ranks #999999 out of 624 companies for Net Current Asset Value. This places Senmiao Technology in the lower half of its industry. The industry median Net Current Asset Value is 3.72. Historically, Senmiao Technology's own Net Current Asset Value has ranged from 15.20 to 15.86 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Business Services company?
The median Net Current Asset Value among Business Services companies is 3.72, based on 624 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Senmiao Technology and its competitors. For the Business Services industry, the median Net Current Asset Value is 3.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Senmiao Technology's current Net Current Asset Value is $-1.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Senmiao Technology stock overvalued right now?
Based on GuruFocus' analysis, Senmiao Technology (AIHS) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.56, compared to a current price of $1.36 — trading 142.9% above its estimated fair value. The current Net Current Asset Value is $-1.54. Senmiao Technology's overall GF Score™ is 33/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Senmiao Technology (AIHS), the current Net Current Asset Value is $-1.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Senmiao Technology (AIHS) Overvalued in 2026?
Based on GuruFocus' analysis, Senmiao Technology stock appears to be overvalued.
The current stock price of $1.36 is trading 142.9% above its estimated GF Value™ of $0.56.
GuruFocus considers Senmiao Technology to be Significantly Overvalued.
Key valuation signals for AIHS:
Net Current Asset Value: $-1.54
GF Value™: $0.56 vs. price of $1.36 (142.9% above fair value)
No single metric tells the full story. See the AIHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Senmiao Technology Ltd is a holding company. Along with its subsidiaries, it is engaged in facilitating automobile transactions and offering related services. The group's business activities include providing car rental services to individual customers with lease term no more than twelve months; leasing and servicing of new energy vehicles; offering services to automobile purchasers throughout the purchase process; providing management and related services to Partner Platforms and other companies; automobile financing; and providing other related supporting services to customers. The majority of the group's revenue is generated from its automobile rental business.
33GF Score
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