AIHS (Senmiao Technology) PB Ratio: (As of Jul. 03, 2026)


AIHS Senmiao Technology Ltd AIHS
33 GF Score
Price $1.36
GF Value $0.56
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Senmiao Technology PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-03), Senmiao Technology's share price is $1.36. Senmiao Technology's Book Value per Share for the quarter that ended in Mar. 2026 was $-1.28. Hence, Senmiao Technology's PB Ratio of today is .

The historical rank and industry rank for Senmiao Technology's PB Ratio or its related term are showing as below:

During the past 11 years, Senmiao Technology's highest PB Ratio was 86.75. The lowest was 0.61. And the median was 9.05.

AIHS's PB Ratio is not ranked *
in the Business Services industry.
Industry Median: 1.64
* Ranked among companies with meaningful PB Ratio only.

During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Senmiao Technology was -8.70% per year. The lowest was -58.30% per year. And the median was -31.30% per year.

Back to Basics: PB Ratio


Senmiao Technology  (NAS:AIHS) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Senmiao Technology PB Ratio Related Terms


Senmiao Technology PB Ratio Historical Data

* Premium members only.

The historical data trend for Senmiao Technology's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Senmiao Technology PB Ratio Chart

Senmiao Technology Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.76 1.55 10.58 0.00 0.00

Senmiao Technology Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 12.30 0.00

AIHS vs MWG, AITX, BDST: PB Ratio Comparison

For the Rental & Leasing Services subindustry, Senmiao Technology's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Senmiao Technology PB Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Senmiao Technology's PB Ratio distribution charts can be found below:

* The bar in red indicates where Senmiao Technology's PB Ratio falls into.


AIHS
33GF Score
Senmiao Technology Ltd AIHS
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Senmiao Technology PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Senmiao Technology's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=1.36/-1.28
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Is Senmiao Technology (AIHS) Overvalued in 2026?

Based on GuruFocus' analysis, Senmiao Technology stock appears to be overvalued. The current stock price of $1.36 is trading 142.9% above its estimated GF Value™ of $0.56. GuruFocus considers Senmiao Technology to be Significantly Overvalued.

Key valuation signals for AIHS:

  • PB Ratio:
  • GF Value™: $0.56 vs. price of $1.36 (142.9% above fair value)
  • GF Score™: 33/100 with 6 warning signs

No single metric tells the full story. See the AIHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Senmiao Technology Business Description

Address Middle Jiannan Boulevard, 16th Floor, Shihao Square, High-Tech Zone, Sichuan, Chengdu, CHN, 610000
Senmiao Technology Ltd is a holding company. Along with its subsidiaries, it is engaged in facilitating automobile transactions and offering related services. The group's business activities include providing car rental services to individual customers with lease term no more than twelve months; leasing and servicing of new energy vehicles; offering services to automobile purchasers throughout the purchase process; providing management and related services to Partner Platforms and other companies; automobile financing; and providing other related supporting services to customers. The majority of the group's revenue is generated from its automobile rental business.
33GF Score

Get the complete analysis for AIHS

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.36
Price
$0.56
GF Value