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PT Bank CIMB Niaga Tbk has the GF Score of 80, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes PT Bank CIMB Niaga Tbk
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
PT Bank CIMB Niaga Tbk (FRA:NKX) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
PT Bank CIMB Niaga Tbk GF Score Related Terms
PT Bank CIMB Niaga Tbk GF Score Competitor Comparison
For the Banks - Regional subindustry, PT Bank CIMB Niaga Tbk's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank CIMB Niaga Tbk GF Score vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank CIMB Niaga Tbk's GF Score distribution charts can be found below:
* The bar in red indicates where PT Bank CIMB Niaga Tbk's GF Score falls into.
PT Bank CIMB Niaga Tbk (FRA:NKX) has a GF Score of 80 as of Jul. 16, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Bank CIMB Niaga Tbk and its competitors. This is near median its historical median of 78.00. Over the past decade, PT Bank CIMB Niaga Tbk's GF Score has ranged from 55.00 to 89.00.
Is PT Bank CIMB Niaga Tbk's GF Score too high?
PT Bank CIMB Niaga Tbk's current GF Score of 80 is near median its 10-year median of 78.00. Over the past 10 years, this metric has ranged from a low of 55.00 to a high of 89.00. Overall, PT Bank CIMB Niaga Tbk has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank CIMB Niaga Tbk's GF Score compare to competitors?
PT Bank CIMB Niaga Tbk's GF Score of 80 can be compared against companies in the Banks industry. Historically, PT Bank CIMB Niaga Tbk's own GF Score has ranged from 55.00 to 89.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Bank CIMB Niaga Tbk and its competitors. PT Bank CIMB Niaga Tbk's current GF Score is 80, which is near median its own 10-year median of 78.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank CIMB Niaga Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk (FRA:NKX) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.05, compared to a current price of €0.06 — trading 14% above its estimated fair value. The current GF Score is 80, which is near median its 10-year median of 78.00. PT Bank CIMB Niaga Tbk's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For PT Bank CIMB Niaga Tbk (FRA:NKX), the current GF Score is 80 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank CIMB Niaga Tbk (FRA:NKX) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk stock appears to be overvalued.
The current stock price of €0.06 is trading 14% above its estimated GF Value™ of €0.05.
GuruFocus considers PT Bank CIMB Niaga Tbk to be Modestly Overvalued.
Key valuation signals for FRA:NKX:
GF Score: 80 (near median its 10-year median of 78.00)
GF Value™: €0.05 vs. price of €0.06 (14% above fair value)
No single metric tells the full story. See the FRA:NKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank CIMB Niaga Tbk operates in the commercial banking sector. Its principal activities include accepting funds from the public in the form of deposits, namely current accounts, time deposits, certificates of deposits, and saving accounts; providing loans, safe deposit boxes, and online banking facilities; performing custodian and treasury activities; offering credit cards, factoring, and trust services; and others. The company's reportable segments are Corporate, Business, Retail, Treasury, Sharia, Others, and Subsidiaries. Key revenue is generated from its Retail segment, which focuses on providing products and services to individual customers. It includes products such as loans, deposits, and other transactions, and balances with retail customers.
80GF Score
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