PT Bank CIMB Niaga Tbk (FRA:NKX) OCF Margin %: -204.04% (As of Mar. 2026)


FRA:NKX PT Bank CIMB Niaga Tbk FRA:NKX
80 GF Score
Price €0.06
GF Value €0.07
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Bank CIMB Niaga Tbk OCF Margin %?

PT Bank CIMB Niaga Tbk FRA:NKX -2.59% 80 OCF Margin % is -204.04% as of Mar. 2026. GuruFocus rates FRA:NKX with a GF Score™ of 80/100 and a GF Value™ of €0.07 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, PT Bank CIMB Niaga Tbk ranks worse than 85.58% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. PT Bank CIMB Niaga Tbk's Cash Flow from Operations for the three months ended in Mar. 2026 was €-527 Mil. PT Bank CIMB Niaga Tbk's Revenue for the three months ended in Mar. 2026 was €258 Mil. Therefore, PT Bank CIMB Niaga Tbk's OCF Margin % for the quarter that ended in Mar. 2026 was -204.04%.

As of today, PT Bank CIMB Niaga Tbk's current OCF Yield % is -22.74%.

The historical rank and industry rank for PT Bank CIMB Niaga Tbk's OCF Margin % or its related term are showing as below:

FRA:NKX' s OCF Margin % Range Over the Past 10 Years
Min: -86.69   Med: 21.52   Max: 176.58
Current: -45.3


During the past 13 years, the highest OCF Margin % of PT Bank CIMB Niaga Tbk was 176.58%. The lowest was -86.69%. And the median was 21.52%.

FRA:NKX's OCF Margin % is ranked worse than
85.58% of 1505 companies
in the Banks industry
Industry Median: 29.44 vs FRA:NKX: -45.30


PT Bank CIMB Niaga Tbk OCF Margin % Related Terms


PT Bank CIMB Niaga Tbk OCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank CIMB Niaga Tbk's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank CIMB Niaga Tbk OCF Margin % Chart

PT Bank CIMB Niaga Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 167.04 -86.69 -9.58 43.40 21.35

PT Bank CIMB Niaga Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.24 -60.67 62.14 20.41 -204.04

PT Bank CIMB Niaga Tbk OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank CIMB Niaga Tbk's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank CIMB Niaga Tbk OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank CIMB Niaga Tbk's OCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank CIMB Niaga Tbk's OCF Margin % falls into.


FRA:NKX
80GF Score
PT Bank CIMB Niaga Tbk FRA:NKX
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank CIMB Niaga Tbk OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

PT Bank CIMB Niaga Tbk's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=212.141/993.567
=21.35 %

PT Bank CIMB Niaga Tbk's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-527.185/258.379
=-204.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -204.04% mean?
PT Bank CIMB Niaga Tbk (FRA:NKX) has a OCF Margin % of -204.04% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank CIMB Niaga Tbk and its competitors. According to the industry distribution chart, PT Bank CIMB Niaga Tbk ranks #1288 out of 1505 companies in the Banks industry, placing it in the top 85.6%.
Is PT Bank CIMB Niaga Tbk's OCF Margin % too high?
PT Bank CIMB Niaga Tbk's current OCF Margin % is -204.04%. Based on the distribution chart, PT Bank CIMB Niaga Tbk ranks #1288 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank CIMB Niaga Tbk has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank CIMB Niaga Tbk's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank CIMB Niaga Tbk ranks #1288 out of 1505 companies for OCF Margin %. This places PT Bank CIMB Niaga Tbk in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank CIMB Niaga Tbk and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank CIMB Niaga Tbk's current OCF Margin % is -204.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank CIMB Niaga Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk (FRA:NKX) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.07, compared to a current price of €0.06 — trading 19.3% below its estimated fair value. The current OCF Margin % is -204.04%. PT Bank CIMB Niaga Tbk's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PT Bank CIMB Niaga Tbk (FRA:NKX), the current OCF Margin % is -204.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank CIMB Niaga Tbk (FRA:NKX) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk stock appears to be undervalued. The current stock price of €0.06 is trading 19.3% below its estimated GF Value™ of €0.07. GuruFocus considers PT Bank CIMB Niaga Tbk to be Modestly Undervalued.

Key valuation signals for FRA:NKX:

  • OCF Margin %: -204.04%
  • GF Value™: €0.07 vs. price of €0.06 (19.3% below fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the FRA:NKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank CIMB Niaga Tbk Business Description

Other Exchanges BNGA:Indonesia
Address Jalan Jenderal Sudirman Kav. 58, Jakarta, IDN, 12190
PT Bank CIMB Niaga Tbk operates in the commercial banking sector. Its principal activities include accepting funds from the public in the form of deposits, namely current accounts, time deposits, certificates of deposits, and saving accounts; providing loans, safe deposit boxes, and online banking facilities; performing custodian and treasury activities; offering credit cards, factoring, and trust services; and others. The company's reportable segments are Corporate, Business, Retail, Treasury, Sharia, Others, and Subsidiaries. Key revenue is generated from its Retail segment, which focuses on providing products and services to individual customers. It includes products such as loans, deposits, and other transactions, and balances with retail customers.
80GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.06
Price
€0.07
GF Value