PT Bank CIMB Niaga Tbk (FRA:NKX) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:NKX PT Bank CIMB Niaga Tbk FRA:NKX
79 GF Score
Price €0.06
GF Value €0.05
Valuation Modestly Overvalued
! 3 Warning Signs
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What is PT Bank CIMB Niaga Tbk Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

PT Bank CIMB Niaga Tbk Quality Rank Related Terms

FRA:NKX
79GF Score
PT Bank CIMB Niaga Tbk FRA:NKX
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank CIMB Niaga Tbk (FRA:NKX) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk stock appears to be overvalued. The current stock price of €0.06 is trading 21% above its estimated GF Value™ of €0.05. GuruFocus considers PT Bank CIMB Niaga Tbk to be Modestly Overvalued.

Key valuation signals for FRA:NKX:

  • Quality Rank:
  • GF Value™: €0.05 vs. price of €0.06 (21% above fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the FRA:NKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank CIMB Niaga Tbk Business Description

Other Exchanges BNGA:Indonesia
Address Jalan Jenderal Sudirman Kav. 58, Jakarta, IDN, 12190
PT Bank CIMB Niaga Tbk operates in the commercial banking sector. Its principal activities include accepting funds from the public in the form of deposits, namely current accounts, time deposits, certificates of deposits, and saving accounts; providing loans, safe deposit boxes, and online banking facilities; performing custodian and treasury activities; offering credit cards, factoring, and trust services; and others. The company's reportable segments are Corporate, Business, Retail, Treasury, Sharia, Others, and Subsidiaries. Key revenue is generated from its Retail segment, which focuses on providing products and services to individual customers. It includes products such as loans, deposits, and other transactions, and balances with retail customers.
79GF Score

Get the complete analysis for FRA:NKX

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.06
Price
€0.05
GF Value