PT Bank CIMB Niaga Tbk (FRA:NKX) PEG Ratio: 0.55 (As of Jul. 13, 2026) — 46% Below Median


What is PT Bank CIMB Niaga Tbk PEG Ratio?

PT Bank CIMB Niaga Tbk FRA:NKX -0.88% PEG Ratio is 0.55 as of Jul. 13, 2026, which is 46% below its 10-year median of 1.02. The stock has 3 warning signs investors should review. Among 1,230 Banks companies, PT Bank CIMB Niaga Tbk ranks better than 75.37% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, PT Bank CIMB Niaga Tbk's PE Ratio without NRI is 3.77. PT Bank CIMB Niaga Tbk's 5-Year Book Value growth rate is 6.90%. Therefore, PT Bank CIMB Niaga Tbk's PEG Ratio for today is 0.55.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for PT Bank CIMB Niaga Tbk's PEG Ratio or its related term are showing as below:

FRA:NKX' s PEG Ratio Range Over the Past 10 Years
Min: 0.43   Med: 1.02   Max: 2.54
Current: 0.82


During the past 13 years, PT Bank CIMB Niaga Tbk's highest PEG Ratio was 2.54. The lowest was 0.43. And the median was 1.02.


FRA:NKX's PEG Ratio is ranked better than
75.37% of 1230 companies
in the Banks industry
Industry Median: 1.54 vs FRA:NKX: 0.82

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


PT Bank CIMB Niaga Tbk  (FRA:NKX) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


PT Bank CIMB Niaga Tbk PEG Ratio Related Terms


PT Bank CIMB Niaga Tbk PEG Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank CIMB Niaga Tbk's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank CIMB Niaga Tbk PEG Ratio Chart

PT Bank CIMB Niaga Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.40 1.83 1.90 1.14 0.91

PT Bank CIMB Niaga Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.89 0.87 0.91 0.87

PT Bank CIMB Niaga Tbk PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank CIMB Niaga Tbk's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank CIMB Niaga Tbk PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank CIMB Niaga Tbk's PEG Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank CIMB Niaga Tbk's PEG Ratio falls into.



PT Bank CIMB Niaga Tbk PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

PT Bank CIMB Niaga Tbk's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=3.7666666666667/6.90
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.55 mean?
PT Bank CIMB Niaga Tbk (FRA:NKX) has a PEG Ratio of 0.55 as of Jul. 13, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank CIMB Niaga Tbk and its competitors. This is 46% below median its historical median of 1.02. Over the past decade, PT Bank CIMB Niaga Tbk's PEG Ratio has ranged from 0.43 to 2.54. According to the industry distribution chart, PT Bank CIMB Niaga Tbk ranks #303 out of 1230 companies in the Banks industry, placing it in the top 24.6%.
Is PT Bank CIMB Niaga Tbk's PEG Ratio too high?
PT Bank CIMB Niaga Tbk's current PEG Ratio of 0.55 is 46% below median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 2.54. The Banks industry median PEG Ratio is 1.54. PT Bank CIMB Niaga Tbk's value of 0.55 is 64.3% below this industry median. Based on the distribution chart, PT Bank CIMB Niaga Tbk ranks #303 out of 1230 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does PT Bank CIMB Niaga Tbk's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank CIMB Niaga Tbk ranks #303 out of 1230 companies for PEG Ratio. This places PT Bank CIMB Niaga Tbk in the top 25% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.54. PT Bank CIMB Niaga Tbk's value of 0.55 is 64.3% below this benchmark. Historically, PT Bank CIMB Niaga Tbk's own PEG Ratio has ranged from 0.43 to 2.54 over the past decade. While the company's 10-year median is 1.02 vs. the industry median of 1.54, PT Bank CIMB Niaga Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank CIMB Niaga Tbk's current PEG Ratio of 0.55 is 64.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank CIMB Niaga Tbk and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank CIMB Niaga Tbk's current PEG Ratio is 0.55, which is 46% below median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank CIMB Niaga Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk (FRA:NKX) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.05, compared to a current price of €0.06 — trading 13% above its estimated fair value. The current PEG Ratio is 0.55, which is 46% below median its 10-year median of 1.02 and 64.3% below the Banks industry median of 1.54. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PT Bank CIMB Niaga Tbk (FRA:NKX), the current PEG Ratio is 0.55 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PT Bank CIMB Niaga Tbk Business Description

Other Exchanges BNGA:Indonesia
Address Jalan Jenderal Sudirman Kav. 58, Jakarta, IDN, 12190
PT Bank CIMB Niaga Tbk operates in the commercial banking sector. Its principal activities include accepting funds from the public in the form of deposits, namely current accounts, time deposits, certificates of deposits, and saving accounts; providing loans, safe deposit boxes, and online banking facilities; performing custodian and treasury activities; offering credit cards, factoring, and trust services; and others. The company's reportable segments are Corporate, Business, Retail, Treasury, Sharia, Others, and Subsidiaries. Key revenue is generated from its Retail segment, which focuses on providing products and services to individual customers. It includes products such as loans, deposits, and other transactions, and balances with retail customers.