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Life Insurance of India has the GF Score of 78, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Life Insurance of India
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Life Insurance of India (NSE:LICI) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Life Insurance of India GF Score Related Terms
NSE:LICI vs AFL, MET: GF Score Comparison
For the Insurance - Life subindustry, Life Insurance of India's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Life Insurance of India GF Score vs Insurance Industry
For the Insurance industry and Financial Services sector, Life Insurance of India's GF Score distribution charts can be found below:
* The bar in red indicates where Life Insurance of India's GF Score falls into.
Life Insurance of India (NSE:LICI) has a GF Score of 78 as of Jul. 20, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Life Insurance of India and its competitors. This is 77% above median its historical median of 44.00. Over the past decade, Life Insurance of India's GF Score has ranged from 13.00 to 85.00.
Is Life Insurance of India's GF Score too high?
Life Insurance of India's current GF Score of 78 is 77% above median its 10-year median of 44.00. Over the past 10 years, this metric has ranged from a low of 13.00 to a high of 85.00. Overall, Life Insurance of India has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Insurance of India's GF Score compare to AFL and MET?
Life Insurance of India's GF Score of 78 can be compared against companies in the Insurance industry. Historically, Life Insurance of India's own GF Score has ranged from 13.00 to 85.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Life Insurance of India and its competitors. Life Insurance of India's current GF Score is 78, which is 77% above median its own 10-year median of 44.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Insurance of India stock overvalued right now?
Based on GuruFocus' analysis, Life Insurance of India (NSE:LICI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹478.58, compared to a current price of ₹433.10 — trading 9.5% below its estimated fair value. The current GF Score is 78, which is 77% above median its 10-year median of 44.00. Life Insurance of India's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Life Insurance of India (NSE:LICI), the current GF Score is 78 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Life Insurance of India (NSE:LICI) Overvalued in 2026?
Based on GuruFocus' analysis, Life Insurance of India stock appears to be undervalued.
The current stock price of ₹433.10 is trading 9.5% below its estimated GF Value™ of ₹478.58.
GuruFocus considers Life Insurance of India to be Modestly Undervalued.
Key valuation signals for NSE:LICI:
GF Score: 78 (77% above median its 10-year median of 44.00)
GF Value™: ₹478.58 vs. price of ₹433.10 (9.5% below fair value)
No single metric tells the full story. See the NSE:LICI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Life Insurance Corporation of India is engaged in providing life insurance in India. The company offers diversified product portfolio covering various segments across individual products and group products.
78GF Score
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