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Life Insurance of IndiaNSE:LICI -0.39%78 Pretax Margin % is 8.48% as of Mar. 2026, which is 227% above its 10-year median of 2.59. GuruFocus rates NSE:LICI with a GF Score™ of 78/100 and a GF Value™ of ₹478.38 (Fairly Valued). The stock has 2 warning signs investors should review. Among 503 Insurance companies, Life Insurance of India ranks worse than 75.15% on this metric.
The historical rank and industry rank for Life Insurance of India's Pretax Margin % or its related term are showing as below:
NSE:LICI'
s Pretax Margin % Range Over the Past 10 Years
Min: -0.51 Med: 2.59 Max: 5.94
Current: 5.87
NSE:LICI's Pretax Margin % is ranked worse than 75.15% of 503
companies
in the Insurance industry
Industry Median: 11.9
vs NSE:LICI: 5.87
Life Insurance of India (NSE:LICI) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Life Insurance of India Pretax Margin % Related Terms
Life Insurance of India Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Life Insurance of India's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Life Insurance of India Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Life Insurance of India's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Life Insurance of India's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Life Insurance of India (NSE:LICI) has a Pretax Margin % of 8.48% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Life Insurance of India and its competitors. This is 227% above median its historical median of 2.59. According to the industry distribution chart, Life Insurance of India ranks #378 out of 503 companies in the Insurance industry, placing it in the top 75.1%.
Is Life Insurance of India's Pretax Margin % too high?
Life Insurance of India's current Pretax Margin % of 8.48% is 227% above median its 10-year median of 2.59. The Insurance industry median Pretax Margin % is 11.90. Life Insurance of India's value of 8.48% is 28.7% below this industry median. Based on the distribution chart, Life Insurance of India ranks #378 out of 503 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Life Insurance of India has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Life Insurance of India's Pretax Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Life Insurance of India ranks #378 out of 503 companies for Pretax Margin %. This places Life Insurance of India in the lower half of its industry. The industry median Pretax Margin % is 11.90. Life Insurance of India's value of 8.48% is 28.7% below this benchmark. While the company's 10-year median is 2.59 vs. the industry median of 11.90, Life Insurance of India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.90, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Insurance of India's current Pretax Margin % of 8.48% is 28.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Life Insurance of India and its competitors. For the Insurance industry, the median Pretax Margin % is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Insurance of India's current Pretax Margin % is 8.48%, which is 227% above median its own 10-year median of 2.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Insurance of India stock overvalued right now?
Based on GuruFocus' analysis, Life Insurance of India (NSE:LICI) is currently considered Fairly Valued. The stock's GF Value™ is ₹478.38, compared to a current price of ₹441.30 — trading 7.8% below its estimated fair value. The current Pretax Margin % is 8.48%, which is 227% above median its 10-year median of 2.59 and 28.7% below the Insurance industry median of 11.90. Life Insurance of India's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Life Insurance of India (NSE:LICI), the current Pretax Margin % is 8.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Life Insurance of India (NSE:LICI) Overvalued in 2026?
Based on GuruFocus' analysis, Life Insurance of India stock appears to be undervalued.
The current stock price of ₹441.30 is trading 7.8% below its estimated GF Value™ of ₹478.38.
GuruFocus considers Life Insurance of India to be Fairly Valued.
Key valuation signals for NSE:LICI:
Pretax Margin %: 8.48% (227% above median its 10-year median of 2.59)
GF Value™: ₹478.38 vs. price of ₹441.30 (7.8% below fair value)
Industry Position: 28.7% below the Insurance median (#378 of 503)
No single metric tells the full story. See the NSE:LICI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Life Insurance Corporation of India is engaged in providing life insurance in India. The company offers diversified product portfolio covering various segments across individual products and group products.
78GF Score
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