Life Insurance of India (NSE:LICI) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:LICI Life Insurance Corporation of India NSE:LICI
78 GF Score
Price ₹433.10
GF Value ₹478.55
Valuation Fairly Valued
! 2 Warning Signs
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What is Life Insurance of India Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

Life Insurance of India's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

NSE:LICI vs AFL, MET: Margin of Safety % (DCF Dividends Based) Comparison

For the Insurance - Life subindustry, Life Insurance of India's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Life Insurance of India Margin of Safety % (DCF Dividends Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Life Insurance of India's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Life Insurance of India's Margin of Safety % (DCF Dividends Based) falls into.


NSE:LICI
78GF Score
Life Insurance Corporation of India NSE:LICI
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Life Insurance of India (NSE:LICI) Overvalued in 2026?

Based on GuruFocus' analysis, Life Insurance of India stock appears to be undervalued. The current stock price of ₹433.10 is trading 9.5% below its estimated GF Value™ of ₹478.55. GuruFocus considers Life Insurance of India to be Fairly Valued.

Key valuation signals for NSE:LICI:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: ₹478.55 vs. price of ₹433.10 (9.5% below fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the NSE:LICI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Life Insurance of India Business Description

Other Exchanges 543526:India
Address Jeevan Bima Marg, Central Office, Yogakshema, Nariman Point, Mumbai, MH, IND, 400021
Life Insurance Corporation of India is engaged in providing life insurance in India. The company offers diversified product portfolio covering various segments across individual products and group products.
78GF Score

Get the complete analysis for NSE:LICI

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹433.10
Price
₹478.55
GF Value