Life Insurance of India (NSE:LICI) Retained Earnings: ₹0 Mil (As of Jun. 2026)

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NSE:LICI Life Insurance Corporation of India NSE:LICI
78 GF Score
Price ₹422.25
GF Value ₹487.13
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Life Insurance of India Retained Earnings?

Life Insurance of India NSE:LICI +0.78% 78 Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus rates NSE:LICI with a GF Score™ of 78/100 and a GF Value™ of ₹487.13 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Life Insurance of India's retained earnings for the quarter that ended in Jun. 2026 was ₹0 Mil.

Life Insurance of India's quarterly retained earnings increased from Dec. 2025 (₹0 Mil) to Mar. 2026 (₹1,700,031 Mil) but then declined from Mar. 2026 (₹1,700,031 Mil) to Jun. 2026 (₹0 Mil).

Life Insurance of India's annual retained earnings increased from Mar. 2024 (₹757,018 Mil) to Mar. 2025 (₹1,202,165 Mil) and increased from Mar. 2025 (₹1,202,165 Mil) to Mar. 2026 (₹1,700,031 Mil).


Life Insurance of India  (NSE:LICI) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Life Insurance of India Retained Earnings Historical Data

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The historical data trend for Life Insurance of India's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Life Insurance of India Retained Earnings Chart

Life Insurance of India Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial 41,751.38 392,175.30 757,018.30 1,202,165.10 1,700,031.10

Life Insurance of India Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1,700,031.10 0.00
NSE:LICI
78GF Score
Life Insurance Corporation of India NSE:LICI
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Life Insurance of India Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0 Mil mean?
Life Insurance of India (NSE:LICI) has a Retained Earnings of ₹0 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Life Insurance of India and its competitors.
Is Life Insurance of India's Retained Earnings too high?
Life Insurance of India's current Retained Earnings is ₹0 Mil. Overall, Life Insurance of India has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Insurance of India's Retained Earnings compare to AFL and MET?
Life Insurance of India's Retained Earnings of ₹0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Life Insurance of India and its competitors. Life Insurance of India's current Retained Earnings is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Insurance of India stock overvalued right now?
Based on GuruFocus' analysis, Life Insurance of India (NSE:LICI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹487.13, compared to a current price of ₹422.25 — trading 13.3% below its estimated fair value. The current Retained Earnings is ₹0 Mil. Life Insurance of India's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Life Insurance of India (NSE:LICI), the current Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life Insurance of India (NSE:LICI) Overvalued in 2026?

Based on GuruFocus' analysis, Life Insurance of India stock appears to be undervalued. The current stock price of ₹422.25 is trading 13.3% below its estimated GF Value™ of ₹487.13. GuruFocus considers Life Insurance of India to be Modestly Undervalued.

Key valuation signals for NSE:LICI:

  • Retained Earnings: ₹0 Mil
  • GF Value™: ₹487.13 vs. price of ₹422.25 (13.3% below fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the NSE:LICI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Life Insurance of India Business Description

Other Exchanges 543526:India
Address Jeevan Bima Marg, Central Office, Yogakshema, Nariman Point, Mumbai, MH, IND, 400021
Life Insurance Corporation of India is engaged in providing life insurance in India. The company offers diversified product portfolio covering various segments across individual products and group products.
78GF Score

Get the complete analysis for NSE:LICI

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹422.25
Price
₹487.13
GF Value