Life Insurance of India (NSE:LICI) ROE % Adjusted to Book Value: 20.44% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:LICI Life Insurance Corporation of India NSE:LICI
81 GF Score
Price ₹441.30
GF Value ₹478.38
Valuation Fairly Valued
! 2 Warning Signs
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What is Life Insurance of India ROE % Adjusted to Book Value?

Life Insurance of India NSE:LICI -0.39% 81 ROE % Adjusted to Book Value is 20.44% as of Mar. 2026. GuruFocus rates NSE:LICI with a GF Score™ of 81/100 and a GF Value™ of ₹478.38 (Fairly Valued). The stock has 2 warning signs investors should review.

Life Insurance of India's ROE % for the quarter that ended in Mar. 2026 was 53.15%. Life Insurance of India's PB Ratio for the quarter that ended in Mar. 2026 was 2.60. Life Insurance of India's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 20.44%.

Life Insurance of India ROE % Adjusted to Book Value Related Terms

Life Insurance of India ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Life Insurance of India's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Life Insurance of India ROE % Adjusted to Book Value Chart

Life Insurance of India Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 0.00 17.11 9.06 11.59 14.55

Life Insurance of India Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.08 0.00 7.10 0.00 20.44

NSE:LICI vs AFL, MET: ROE % Adjusted to Book Value Comparison

For the Insurance - Life subindustry, Life Insurance of India's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Life Insurance of India ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Life Insurance of India's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Life Insurance of India's ROE % Adjusted to Book Value falls into.


NSE:LICI
81GF Score
Life Insurance Corporation of India NSE:LICI
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Life Insurance of India ROE % Adjusted to Book Value Calculation

Life Insurance of India's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=37.82% / 2.60
=14.55%

Life Insurance of India's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=53.15% / 2.60
=20.44%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 20.44% mean?
Life Insurance of India (NSE:LICI) has a ROE % Adjusted to Book Value of 20.44% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Life Insurance of India and its competitors.
Is Life Insurance of India's ROE % Adjusted to Book Value too high?
Life Insurance of India's current ROE % Adjusted to Book Value is 20.44%. Overall, Life Insurance of India has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Life Insurance of India's ROE % Adjusted to Book Value compare to AFL and MET?
Life Insurance of India's ROE % Adjusted to Book Value of 20.44% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Life Insurance of India and its competitors. Life Insurance of India's current ROE % Adjusted to Book Value is 20.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Insurance of India stock overvalued right now?
Based on GuruFocus' analysis, Life Insurance of India (NSE:LICI) is currently considered Fairly Valued. The stock's GF Value™ is ₹478.38, compared to a current price of ₹441.30 — trading 7.8% below its estimated fair value. The current ROE % Adjusted to Book Value is 20.44%. Life Insurance of India's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Life Insurance of India (NSE:LICI), the current ROE % Adjusted to Book Value is 20.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life Insurance of India (NSE:LICI) Overvalued in 2026?

Based on GuruFocus' analysis, Life Insurance of India stock appears to be undervalued. The current stock price of ₹441.30 is trading 7.8% below its estimated GF Value™ of ₹478.38. GuruFocus considers Life Insurance of India to be Fairly Valued.

Key valuation signals for NSE:LICI:

  • ROE % Adjusted to Book Value: 20.44%
  • GF Value™: ₹478.38 vs. price of ₹441.30 (7.8% below fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the NSE:LICI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Life Insurance of India Business Description

Other Exchanges 543526:India
Address Jeevan Bima Marg, Central Office, Yogakshema, Nariman Point, Mumbai, MH, IND, 400021
Life Insurance Corporation of India is engaged in providing life insurance in India. The company offers diversified product portfolio covering various segments across individual products and group products.
81GF Score

Get the complete analysis for NSE:LICI

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹441.30
Price
₹478.38
GF Value