Shiga Bank (TSE:8366) GF Score: 43/100 (As of Jul. 06, 2026) — 23% Below Median


TSE:8366 Shiga Bank Ltd TSE:8366
43 GF Score
Price 円2,641.00
GF Value 円1,227.14
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Shiga Bank GF Score?

Shiga Bank TSE:8366 +1.85% 43 GF Score is 43 as of Jul. 06, 2026, which is 23% below its 10-year median of 56.00. GuruFocus rates TSE:8366 with a GF Score™ of 43/100 and a GF Value™ of 円1,227.14 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Shiga Bank has the GF Score of 43, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 5/10
3. Growth Rank : 5/10
4. GF Value Rank : 1/10
5. Momentum Rank : 1/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Shiga Bank might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Shiga Bank  (TSE:8366) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Shiga Bank GF Score Related Terms

Shiga Bank GF Score Competitor Comparison

For the Banks - Regional subindustry, Shiga Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Shiga Bank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Shiga Bank's GF Score distribution charts can be found below:

* The bar in red indicates where Shiga Bank's GF Score falls into.


TSE:8366
43GF Score
Shiga Bank Ltd TSE:8366
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 43 mean?
Shiga Bank (TSE:8366) has a GF Score of 43 as of Jul. 06, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Shiga Bank and its competitors. This is 23% below median its historical median of 56.00. Over the past decade, Shiga Bank's GF Score has ranged from 38.00 to 68.00.
Is Shiga Bank's GF Score too high?
Shiga Bank's current GF Score of 43 is 23% below median its 10-year median of 56.00. Over the past 10 years, this metric has ranged from a low of 38.00 to a high of 68.00. Overall, Shiga Bank has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shiga Bank's GF Score compare to competitors?
Shiga Bank's GF Score of 43 can be compared against companies in the Banks industry. Historically, Shiga Bank's own GF Score has ranged from 38.00 to 68.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Shiga Bank and its competitors. Shiga Bank's current GF Score is 43, which is 23% below median its own 10-year median of 56.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shiga Bank stock overvalued right now?
Based on GuruFocus' analysis, Shiga Bank (TSE:8366) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,227.14, compared to a current price of 円2,641.00 — trading 115.2% above its estimated fair value. The current GF Score is 43, which is 23% below median its 10-year median of 56.00. Shiga Bank's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Shiga Bank (TSE:8366), the current GF Score is 43 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shiga Bank (TSE:8366) Overvalued in 2026?

Based on GuruFocus' analysis, Shiga Bank stock appears to be overvalued. The current stock price of 円2,641.00 is trading 115.2% above its estimated GF Value™ of 円1,227.14. GuruFocus considers Shiga Bank to be Significantly Overvalued.

Key valuation signals for TSE:8366:

  • GF Score: 43 (23% below median its 10-year median of 56.00)
  • GF Value™: 円1,227.14 vs. price of 円2,641.00 (115.2% above fair value)
  • GF Score™: 43/100 with 6 warning signs

No single metric tells the full story. See the TSE:8366 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shiga Bank Business Description

Address 1-38 Hamamachi, Otsu, Shiga, JPN, 520-8686
Shiga Bank Ltd is a Japanese bank that has a majority of its deposit and loan portfolio targeting the Shiga prefecture. The bank's strategy emphasizes regional market penetration to build and grow its current customer base. Its corporate customer acquisition strategy attempts to leverage its financial intermediary functions. Its high-net-worth client acquisition strategy emphasizes pushing trust products and inheritance tax mitigation measures such as real estate. Loans on deeds constitute an overwhelming majority of its loan portfolio. The bank's deposit base, however, is split nearly evenly between ordinary and time deposits.
43GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,641.00
Price
円1,227.14
GF Value