Shiga Bank (TSE:8366) Profitability Rank: 5 (As of Mar. 2026) — Near Median

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TSE:8366 Shiga Bank Ltd TSE:8366
49 GF Score
Price 円2,817.00
GF Value 円1,307.88
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Shiga Bank Profitability Rank?

Shiga Bank TSE:8366 +1.95% 49 Profitability Rank is 5 as of Mar. 2026, which is at its 10-year median of 5.00. GuruFocus rates TSE:8366 with a GF Score™ of 49/100 and a GF Value™ of 円1,307.88 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Shiga Bank has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Shiga Bank's Operating Margin % for the quarter that ended in Mar. 2026 was 0.00%. As of today, Shiga Bank's Piotroski F-Score is 7.


Shiga Bank Profitability Rank Related Terms


Shiga Bank Profitability Rank Competitor Comparison

For the Banks - Regional subindustry, Shiga Bank's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shiga Bank Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Shiga Bank's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Shiga Bank's Profitability Rank falls into.


TSE:8366
49GF Score
Shiga Bank Ltd TSE:8366
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shiga Bank Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Shiga Bank has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Shiga Bank's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=0 / 29022
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 7, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Shiga Bank has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 5 mean?
Shiga Bank (TSE:8366) has a Profitability Rank of 5 as of Mar. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Shiga Bank and its competitors. This is near median its historical median of 5.00. Over the past decade, Shiga Bank's Profitability Rank has ranged from 3.00 to 5.00.
Is Shiga Bank's Profitability Rank too high?
Shiga Bank's current Profitability Rank of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 5.00. Overall, Shiga Bank has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shiga Bank's Profitability Rank compare to competitors?
Shiga Bank's Profitability Rank of 5 can be compared against companies in the Banks industry. Historically, Shiga Bank's own Profitability Rank has ranged from 3.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Shiga Bank and its competitors. Shiga Bank's current Profitability Rank is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shiga Bank stock overvalued right now?
Based on GuruFocus' analysis, Shiga Bank (TSE:8366) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,307.88, compared to a current price of 円2,817.00 — trading 115.4% above its estimated fair value. The current Profitability Rank is 5, which is near median its 10-year median of 5.00. Shiga Bank's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Shiga Bank (TSE:8366), the current Profitability Rank is 5 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shiga Bank (TSE:8366) Overvalued in 2026?

Based on GuruFocus' analysis, Shiga Bank stock appears to be overvalued. The current stock price of 円2,817.00 is trading 115.4% above its estimated GF Value™ of 円1,307.88. GuruFocus considers Shiga Bank to be Significantly Overvalued.

Key valuation signals for TSE:8366:

  • Profitability Rank: 5 (near median its 10-year median of 5.00)
  • GF Value™: 円1,307.88 vs. price of 円2,817.00 (115.4% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the TSE:8366 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shiga Bank Business Description

Address 1-38 Hamamachi, Otsu, Shiga, JPN, 520-8686
Shiga Bank Ltd is a Japanese bank that has a majority of its deposit and loan portfolio targeting the Shiga prefecture. The bank's strategy emphasizes regional market penetration to build and grow its current customer base. Its corporate customer acquisition strategy attempts to leverage its financial intermediary functions. Its high-net-worth client acquisition strategy emphasizes pushing trust products and inheritance tax mitigation measures such as real estate. Loans on deeds constitute an overwhelming majority of its loan portfolio. The bank's deposit base, however, is split nearly evenly between ordinary and time deposits.
49GF Score

Get the complete analysis for TSE:8366

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,817.00
Price
円1,307.88
GF Value