Shiga Bank (TSE:8366) PS Ratio: 5.32 (As of Jul. 09, 2026) — 184% Above Median


TSE:8366 Shiga Bank Ltd TSE:8366
43 GF Score
Price 円2,821.00
GF Value 円1,231.63
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Shiga Bank PS Ratio?

Shiga Bank TSE:8366 +1.73% 43 PS Ratio is 5.32 as of Jul. 09, 2026, which is 184% above its 10-year median of 1.87. GuruFocus rates TSE:8366 with a GF Score™ of 43/100 and a GF Value™ of 円1,231.63 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,516 Banks companies, Shiga Bank ranks worse than 86.87% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Shiga Bank's share price is 円2821.00. Shiga Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円530.61. Hence, Shiga Bank's PS Ratio for today is 5.32.

Warning Sign:

Shiga Bank Ltd stock PS Ratio (=4.98) is close to 10-year high of 4.98.

The historical rank and industry rank for Shiga Bank's PS Ratio or its related term are showing as below:

TSE:8366' s PS Ratio Range Over the Past 10 Years
Min: 1.06   Med: 1.87   Max: 5.32
Current: 5.32

During the past 13 years, Shiga Bank's highest PS Ratio was 5.32. The lowest was 1.06. And the median was 1.87.

TSE:8366's PS Ratio is ranked worse than
86.87% of 1516 companies
in the Banks industry
Industry Median: 3 vs TSE:8366: 5.32

Shiga Bank's Revenue per Sharefor the three months ended in Mar. 2026 was 円125.77. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円530.61.

During the past 12 months, the average Revenue per Share Growth Rate of Shiga Bank was 20.20% per year. During the past 3 years, the average Revenue per Share Growth Rate was 7.80% per year. During the past 5 years, the average Revenue per Share Growth Rate was 10.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 6.70% per year.

During the past 13 years, Shiga Bank's highest 3-Year average Revenue per Share Growth Rate was 16.90% per year. The lowest was -5.70% per year. And the median was -0.60% per year.

Back to Basics: PS Ratio


Shiga Bank  (TSE:8366) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Shiga Bank PS Ratio Related Terms


Shiga Bank PS Ratio Historical Data

* Premium members only.

The historical data trend for Shiga Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shiga Bank PS Ratio Chart

Shiga Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.19 1.26 2.04 2.38 3.51

Shiga Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.38 2.53 2.63 2.62 3.51

Shiga Bank PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Shiga Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shiga Bank PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Shiga Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where Shiga Bank's PS Ratio falls into.


TSE:8366
43GF Score
Shiga Bank Ltd TSE:8366
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shiga Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Shiga Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=2821.00/530.608
=5.32

Shiga Bank's Share Price of today is 円2821.00.
Shiga Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円530.61.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 5.32 mean?
Shiga Bank (TSE:8366) has a PS Ratio of 5.32 as of Jul. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Shiga Bank and its competitors. This is 184% above median its historical median of 1.87. Over the past decade, Shiga Bank's PS Ratio has ranged from 1.06 to 5.32. According to the industry distribution chart, Shiga Bank ranks #1317 out of 1516 companies in the Banks industry, placing it in the top 86.9%.
Is Shiga Bank's PS Ratio too high?
Shiga Bank's current PS Ratio of 5.32 is 184% above median its 10-year median of 1.87. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 5.32. The Banks industry median PS Ratio is 3.00. Shiga Bank's value of 5.32 is 77.3% above this industry median. Based on the distribution chart, Shiga Bank ranks #1317 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Shiga Bank has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shiga Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Shiga Bank ranks #1317 out of 1516 companies for PS Ratio. This places Shiga Bank in the lower half of its industry. The industry median PS Ratio is 3.00. Shiga Bank's value of 5.32 is 77.3% above this benchmark. Historically, Shiga Bank's own PS Ratio has ranged from 1.06 to 5.32 over the past decade. While the company's 10-year median is 1.87 vs. the industry median of 3.00, Shiga Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shiga Bank's current PS Ratio of 5.32 is 77.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Shiga Bank and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shiga Bank's current PS Ratio is 5.32, which is 184% above median its own 10-year median of 1.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shiga Bank stock overvalued right now?
Based on GuruFocus' analysis, Shiga Bank (TSE:8366) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,231.63, compared to a current price of 円2,821.00 — trading 129% above its estimated fair value. The current PS Ratio is 5.32, which is 184% above median its 10-year median of 1.87 and 77.3% above the Banks industry median of 3.00. Shiga Bank's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Shiga Bank (TSE:8366), the current PS Ratio is 5.32 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shiga Bank (TSE:8366) Overvalued in 2026?

Based on GuruFocus' analysis, Shiga Bank stock appears to be overvalued. The current stock price of 円2,821.00 is trading 129% above its estimated GF Value™ of 円1,231.63. GuruFocus considers Shiga Bank to be Significantly Overvalued.

Key valuation signals for TSE:8366:

  • PS Ratio: 5.32 (184% above median its 10-year median of 1.87)
  • GF Value™: 円1,231.63 vs. price of 円2,821.00 (129% above fair value)
  • GF Score™: 43/100 with 6 warning signs
  • Industry Position: 77.3% above the Banks median (#1317 of 1516)

No single metric tells the full story. See the TSE:8366 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shiga Bank Business Description

Address 1-38 Hamamachi, Otsu, Shiga, JPN, 520-8686
Shiga Bank Ltd is a Japanese bank that has a majority of its deposit and loan portfolio targeting the Shiga prefecture. The bank's strategy emphasizes regional market penetration to build and grow its current customer base. Its corporate customer acquisition strategy attempts to leverage its financial intermediary functions. Its high-net-worth client acquisition strategy emphasizes pushing trust products and inheritance tax mitigation measures such as real estate. Loans on deeds constitute an overwhelming majority of its loan portfolio. The bank's deposit base, however, is split nearly evenly between ordinary and time deposits.
43GF Score

Get the complete analysis for TSE:8366

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,821.00
Price
円1,231.63
GF Value