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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Shiga Bank's Total Liabilities for the quarter that ended in Mar. 2026 was 円7,160,060 Mil. Shiga Bank's Total Assets for the quarter that ended in Mar. 2026 was 円7,669,084 Mil.
Therefore, Shiga Bank's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.93.
Shiga Bank (TSE:8366) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Shiga Bank Liabilities-to-Assets Related Terms
Shiga Bank Liabilities-to-Assets Historical Data
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The historical data trend for Shiga Bank's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shiga Bank Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, Shiga Bank's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shiga Bank Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Shiga Bank's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Shiga Bank's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Shiga Bank's Liabilities-to-Assets Ratio for the fiscal year that ended in Mar. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shiga Bank (TSE:8366) has a Liabilities-to-Assets of 0.93 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Shiga Bank and its competitors.
Is Shiga Bank's Liabilities-to-Assets too high?
Shiga Bank's current Liabilities-to-Assets is 0.93. Overall, Shiga Bank has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shiga Bank's Liabilities-to-Assets compare to competitors?
Shiga Bank's Liabilities-to-Assets of 0.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Shiga Bank and its competitors. Shiga Bank's current Liabilities-to-Assets is 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shiga Bank stock overvalued right now?
Based on GuruFocus' analysis, Shiga Bank (TSE:8366) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,313.86, compared to a current price of 円2,807.00 — trading 113.6% above its estimated fair value. The current Liabilities-to-Assets is 0.93. Shiga Bank's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Shiga Bank (TSE:8366), the current Liabilities-to-Assets is 0.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shiga Bank (TSE:8366) Overvalued in 2026?
Based on GuruFocus' analysis, Shiga Bank stock appears to be overvalued.
The current stock price of 円2,807.00 is trading 113.6% above its estimated GF Value™ of 円1,313.86.
GuruFocus considers Shiga Bank to be Significantly Overvalued.
Key valuation signals for TSE:8366:
Liabilities-to-Assets: 0.93
GF Value™: 円1,313.86 vs. price of 円2,807.00 (113.6% above fair value)
No single metric tells the full story. See the TSE:8366 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shiga Bank Ltd is a Japanese bank that has a majority of its deposit and loan portfolio targeting the Shiga prefecture. The bank's strategy emphasizes regional market penetration to build and grow its current customer base. Its corporate customer acquisition strategy attempts to leverage its financial intermediary functions. Its high-net-worth client acquisition strategy emphasizes pushing trust products and inheritance tax mitigation measures such as real estate. Loans on deeds constitute an overwhelming majority of its loan portfolio. The bank's deposit base, however, is split nearly evenly between ordinary and time deposits.
49GF Score
Get the complete analysis for TSE:8366
Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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