Shiga Bank (TSE:8366) LT-Debt-to-Total-Asset: 0.11 (As of Mar. 2026)

What is Shiga Bank LT-Debt-to-Total-Asset?

Shiga Bank TSE:8366 +1.85% 43 LT-Debt-to-Total-Asset is 0.11 as of Mar. 2026. GuruFocus rates TSE:8366 with a GF Score™ of 43/100 and a GF Value™ of 円1,227.14 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Shiga Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.11.

Shiga Bank's long-term debt to total assets ratio declined from Mar. 2025 (0.13) to Mar. 2026 (0.11). It may suggest that Shiga Bank is progressively becoming less dependent on debt to grow their business.

Shiga Bank (TSE:8366) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Shiga Bank LT-Debt-to-Total-Asset Related Terms

Shiga Bank LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Shiga Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shiga Bank LT-Debt-to-Total-Asset Chart

Shiga Bank Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

LT-Debt-to-Total-Asset

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0.14

0.11

0.15

0.13

0.11

Shiga Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.13	0.13	0.13	0.12	0.11

43GF Score

Shiga Bank Ltd TSE:8366

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Shiga Bank LT-Debt-to-Total-Asset Calculation

Shiga Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	863739	/	7669084
	=	0.11

Shiga Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	863739	/	7669084
	=	0.11

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.11 mean?

Shiga Bank (TSE:8366) has a LT-Debt-to-Total-Asset of 0.11 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Shiga Bank and its competitors.

Is Shiga Bank's LT-Debt-to-Total-Asset too high?

Shiga Bank's current LT-Debt-to-Total-Asset is 0.11. Overall, Shiga Bank has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Shiga Bank's LT-Debt-to-Total-Asset compare to competitors?

Shiga Bank's LT-Debt-to-Total-Asset of 0.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Shiga Bank and its competitors. Shiga Bank's current LT-Debt-to-Total-Asset is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Shiga Bank stock overvalued right now?

Based on GuruFocus' analysis, Shiga Bank (TSE:8366) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,227.14, compared to a current price of 円2,641.00 — trading 115.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.11. Shiga Bank's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Shiga Bank (TSE:8366), the current LT-Debt-to-Total-Asset is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shiga Bank (TSE:8366) Overvalued in 2026?

Based on GuruFocus' analysis, Shiga Bank stock appears to be overvalued. The current stock price of 円2,641.00 is trading 115.2% above its estimated GF Value™ of 円1,227.14. GuruFocus considers Shiga Bank to be Significantly Overvalued.

Key valuation signals for TSE:8366:

LT-Debt-to-Total-Asset: 0.11
GF Value™: 円1,227.14 vs. price of 円2,641.00 (115.2% above fair value)
GF Score™: 43/100 with 6 warning signs

No single metric tells the full story. See the TSE:8366 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shiga Bank Business Description

Industry Financial Services Banks

Comparable Companies TSE:7327 TSE:5832 TSE:7189 TSE:8418 TSE:7173 TSE:7180 TSE:7337 TSE:8368 TSE:8524 TSE:8358 SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 1-38 Hamamachi, Otsu, Shiga, JPN, 520-8686

Website http://www.shigagin.com

Shiga Bank Ltd is a Japanese bank that has a majority of its deposit and loan portfolio targeting the Shiga prefecture. The bank's strategy emphasizes regional market penetration to build and grow its current customer base. Its corporate customer acquisition strategy attempts to leverage its financial intermediary functions. Its high-net-worth client acquisition strategy emphasizes pushing trust products and inheritance tax mitigation measures such as real estate. Loans on deeds constitute an overwhelming majority of its loan portfolio. The bank's deposit base, however, is split nearly evenly between ordinary and time deposits.

43GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,641.00

Price

円1,227.14

GF Value

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