Shiga Bank (TSE:8366) ROE % Adjusted to Book Value: 4.05% (As of Mar. 2026)


TSE:8366 Shiga Bank Ltd TSE:8366
43 GF Score
Price 円2,672.00
GF Value 円1,219.67
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Shiga Bank ROE % Adjusted to Book Value?

Shiga Bank TSE:8366 +2.57% 43 ROE % Adjusted to Book Value is 4.05% as of Mar. 2026. GuruFocus rates TSE:8366 with a GF Score™ of 43/100 and a GF Value™ of 円1,219.67 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Shiga Bank's ROE % for the quarter that ended in Mar. 2026 was 3.40%. Shiga Bank's PB Ratio for the quarter that ended in Mar. 2026 was 0.84. Shiga Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 4.05%.

Shiga Bank ROE % Adjusted to Book Value Related Terms

Shiga Bank ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Shiga Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shiga Bank ROE % Adjusted to Book Value Chart

Shiga Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.04 11.31 8.55 7.41 5.31

Shiga Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.54 10.31 6.08 6.85 4.05

Shiga Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Shiga Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Shiga Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Shiga Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Shiga Bank's ROE % Adjusted to Book Value falls into.


TSE:8366
43GF Score
Shiga Bank Ltd TSE:8366
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shiga Bank ROE % Adjusted to Book Value Calculation

Shiga Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.46% / 0.84
=5.31%

Shiga Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.40% / 0.84
=4.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 4.05% mean?
Shiga Bank (TSE:8366) has a ROE % Adjusted to Book Value of 4.05% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Shiga Bank and its competitors.
Is Shiga Bank's ROE % Adjusted to Book Value too high?
Shiga Bank's current ROE % Adjusted to Book Value is 4.05%. Overall, Shiga Bank has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shiga Bank's ROE % Adjusted to Book Value compare to competitors?
Shiga Bank's ROE % Adjusted to Book Value of 4.05% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Shiga Bank and its competitors. Shiga Bank's current ROE % Adjusted to Book Value is 4.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shiga Bank stock overvalued right now?
Based on GuruFocus' analysis, Shiga Bank (TSE:8366) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,219.67, compared to a current price of 円2,672.00 — trading 119.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 4.05%. Shiga Bank's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Shiga Bank (TSE:8366), the current ROE % Adjusted to Book Value is 4.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shiga Bank (TSE:8366) Overvalued in 2026?

Based on GuruFocus' analysis, Shiga Bank stock appears to be overvalued. The current stock price of 円2,672.00 is trading 119.1% above its estimated GF Value™ of 円1,219.67. GuruFocus considers Shiga Bank to be Significantly Overvalued.

Key valuation signals for TSE:8366:

  • ROE % Adjusted to Book Value: 4.05%
  • GF Value™: 円1,219.67 vs. price of 円2,672.00 (119.1% above fair value)
  • GF Score™: 43/100 with 6 warning signs

No single metric tells the full story. See the TSE:8366 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shiga Bank Business Description

Address 1-38 Hamamachi, Otsu, Shiga, JPN, 520-8686
Shiga Bank Ltd is a Japanese bank that has a majority of its deposit and loan portfolio targeting the Shiga prefecture. The bank's strategy emphasizes regional market penetration to build and grow its current customer base. Its corporate customer acquisition strategy attempts to leverage its financial intermediary functions. Its high-net-worth client acquisition strategy emphasizes pushing trust products and inheritance tax mitigation measures such as real estate. Loans on deeds constitute an overwhelming majority of its loan portfolio. The bank's deposit base, however, is split nearly evenly between ordinary and time deposits.
43GF Score

Get the complete analysis for TSE:8366

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,672.00
Price
円1,219.67
GF Value