EVBN (Evans Bancorp) GF Value : $26.77 (As of Mar. 28, 2025)

View and export this data going back to 2001. Start your Free Trial

What is Evans Bancorp GF Value?

As of today (2025-03-28), Evans Bancorp's share price is $39.56. Evans Bancorp's GF Value is $26.77. Therefore, Evans Bancorp's Price-to-GF-Value for today is 1.48. Based on the relationship between the current stock price and the GF Value, GuruFocus believes Evans Bancorp is Significantly Overvalued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.

Please note that "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

Evans Bancorp (AMEX:EVBN) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) A sufficient margin of safety exists only when the stock is undervalued.

Evans Bancorp's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	39.56	/	26.77
	=	1.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Evans Bancorp GF Value Related Terms

Thank you for viewing the detailed overview of Evans Bancorp's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

Evans Bancorp Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Evans Bancorp Inc (AMEX:EVBN) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

6460 Main Street, Williamsville, NY, USA, 14221

Website

https://www.evansbancorp.com

Evans Bancorp Inc is a financial holding company. Through its subsidiaries, it provides various banking services to consumers and commercial customers in the USA. The firm operates through a single business segment throughout Western New York and Finger Lakes Region, which derives interest and fee income.

Executives

David J Nasca	director	ONE GRIMSBY DRIVE, HAMBURG NY 14075
John B Connerton	officer: Vice President/Controller	ONE GRIMSBY DRIVE, HAMBURG NY 14075
Miller Robert G Jr	director, officer: Pres. M&W Agency/ENB Assoc.	1845 LAKE ROAD, SILVER CREEK NY 14136
Lee C Wortham	director	ONE GRIMSBY DRIVE, HAMBURG NY 14075
Jody L Lomeo	director	ONE GRIMSBY DRIVE, HAMBURG NY 14075
Robert A James	director	6460 MAIN STREET, WILLIAMSVILLE NY 14221
Dawn Deperrior	director	45 SOUTH MAIN STREET, FAIRPORT NY 14450
Kevin D Maroney	director	45 SOUTH MAIN STREET, FAIRPORT NY 14450
Waring Thomas H Jr	director	ONE GRIMSBY DRIVE, HAMBURG NY 14075
Aaron Whitehouse	officer: President, The Evans Agency	ONE GRIMSBY DRIVE, HAMBURG NY 14075
Oliver Sommer	director	ONE GRIMSBY DRIVE, HAMBURG NY 14075
St. George Mark G.	officer: President, The Evans Agency	ONE GRIMSBY DRIVE, HAMBURG NY 14075
Kimberley A Minkel	director	ONE GRIMSBY DRIVE, HAMBURG NY 14075
Christina P Orsi	director	ONE GRIMSBY DRIVE, HAMBURG NY 14075
Michael A Battle	director	ONE GRIMSBY DRIVE, HAMBURG NY 14075