BFIN (BankFinancial) GF Value : $10.01 (As of Jun. 27, 2025)

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What is BankFinancial GF Value?

As of today (2025-06-27), BankFinancial's share price is $11.395. BankFinancial's GF Value is $10.01. Therefore, BankFinancial's Price-to-GF-Value for today is 1.14. Based on the relationship between the current stock price and the GF Value, GuruFocus believes BankFinancial is Modestly Overvalued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.

BankFinancial (NAS:BFIN) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations	All-in-One Screener Examples (1)
Possible Value Trap, Think Twice	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (2)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (2)	Predictable High Quality Companies which are Significantly Undervalued

(1) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(2) A sufficient margin of safety exists only when the stock is undervalued.

Possible Value Trap, Think Twice companies are those that appear significantly undervalued based on their Price-to-GF-Value ratio, but whose fundamentals show signs of weakness.

Indicators that a company may be a value trap include:

    * Deteriorating Financial Health: A low Altman Z-scores indicates a higher risk of bankruptcy, or a low Piotroski F-Score.
    * Earnings Manipulation: A high Beneish M-score indicates potential earnings manipulation, raising concerns about the reliability of reported financials.
    * Stagnant or Declining Growth: Lack of revenue or earnings growth, or a recent slowdown, may signal limited future prospects.

Investors should conduct thorough due diligence, examining financial statements and growth indicators, to avoid falling into value traps.

BankFinancial's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	11.395	/	10.01
	=	1.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankFinancial GF Value Related Terms

Thank you for viewing the detailed overview of BankFinancial's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

BankFinancial Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » BankFinancial Corp (NAS:BFIN) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

60 North Frontage Road, Burr Ridge, IL, USA, 60527

Website

https://www.bankfinancial.com

BankFinancial Corp is a full-service, national bank providing banking, financial planning and fiduciary services to individuals, families and businesses in the Chicago metropolitan area and on a regional or national basis for commercial finance, healthcare finance, equipment finance, commercial real estate finance and treasury management business customers. The Bank offers its customers a broad range of loan, deposit, trust and other financial products and services through approximately 18 full-service banking offices located in Cook, DuPage, Lake and Will Counties, Illinois and through its Internet Branch.

Executives

Aaron J O'connor	other: Director - Affiliate	60 N FRONTAGE RD, STE 130, BURR RIDGE IL 60527
Debra Zukonik	director	60 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Glen Wherfel	other: Director of Affiliate	15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
John G Manos	officer: Regional President - Affiliate	15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Thomas F Oneill	director	C/O HARMON & CRAVEN LLP, 488 MADISON AVE, NEW YORK NY 10022
John M Hausmann	director	15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
James J Brennan	officer: EVP and Corporate Secretary	15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Deutsch William J. Jr.	officer: Leasing President - Affiliate	15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
F Morgan Gasior	director, officer: Chairman, CEO & President	15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Terry R Wells	director	15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Paul A Cloutier	officer: EVP & Chief Financial Officer	15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Patricia Smith	officer: EVP	15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Gregg T Adams	officer: EVP of Affiliate	15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Joseph A Schudt	director	15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
John W Palmer	director	C/O SECURITY FINANCIAL BANCORP INC, 9321 WICKER AVE, ST JOHN IN 46373