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LendingClub GF Value

: $19.26 (As of Today)
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The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

  1. Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
  2. GuruFocus adjustment factor based on the company’s past returns and growth.
  3. Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2022-08-09), LendingClub's share price is $15.01. LendingClub's GF Value is $19.26. Therefore, LendingClub's Price-to-GF-Value for today is 0.78.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes LendingClub is Modestly Undervalued.

LendingClub  (NYSE:LC) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)Predictable Companies that possibly be Value Traps
Significantly OvervaluedPredictable Companies which are Significantly Overvalued
Modestly OvervaluedPredictable Companies which are Modestly Overvalued
Fairly ValuedPredictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

LendingClub's Price-to-GF-Value for today is calculated as

Price-to-GF-Value=Share Price/GF Value
=15.01/19.26
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LendingClub GF Value Related Terms

Thank you for viewing the detailed overview of LendingClub's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

LendingClub Business Description

LendingClub logo
Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » LendingClub Corp (NYSE:LC) » Definitions » GF Value
Comparable Companies
NAS:PRAA NYSE:GDOT NAS:LPRO NAS:OCSL NYSE:FINV NYSE:BBDC NYSE:AGM.A OTCPK:COSG NYSE:GSBD NYSE:ENVA NYSE:V NYSE:MA NYSE:AXP NAS:PYPL NYSE:COF BOM:500034 NYSE:DFS TSE:8591 NYSE:SYF NYSE:ALLY
Traded in Other Exchanges
8LCA:Germany
Address
595 Market Street, Suite 200, San Francisco, CA, USA, 94105
Website
https://www.lendingclub.com
LendingClub Corp is a company engaged in operating an online lending marketplace platform that connects borrowers and investors for the provision of the loan facility. It offers investors access to an asset class that has generally been closed to many investors and only available on a limited basis to institutional investors. The company through the platform offer loan products such as personal, education and patient finance, small business and auto to interested investors. It generates a majority of the revenue from the transaction fees received from the platform's role in accepting and decisioning applications on behalf of the bank partners to enable loan originations.
Executives
Harris Adrienne director 150 NORTH RIVERSIDE PLAZA SUITE 5200 CHICAGO IL 60606
Selleck Erin director C/O BROADWAY FINANCIAL CORPORATION 5055 WILSHIRE BLVD. SUITE 500 LOS ANGELES CA 90036
Landon Allan R director 130 MERCHANT ST 22ND FLR HONOLULU HI 96813
Armstrong Annie officer: Chief Risk Officer C/O LENDINGCLUB CORPORATION 595 MARKET ST. #200 SAN FRANCISCO CA 94105
Shanda Global Investment Ltd 10 percent owner 303 TWIN DOLPHIN DRIVE #6054 REDWOOD CITY CA 94065
Zeisser Michael P director
Pace Brandon officer: General Counsel and Secretary C/O LENDINGCLUB CORPORATION 595 MARKET ST, SUITE 200 SAN FRANCISCO CA 94105
Momen Ronnie officer: Chief Lending Officer C/O LENDINGCLUB CORPORATION SAN FRANCISCO CA 94105
Kay Valerie officer: Chief Capital Officer C/O LENDINGCLUB CORPORATION 71 STEVENSON ST, SUITE 1000 SAN FRANCISCO CA 94105
Koohestani Bahman officer: Chief Technology Officer 500 W. MADISON STREET #1000 CHICAGO IL 60661
Athey Susan C director C/O EXPEDIA, INC. 333 108TH AVE NE BELLEVUE WA 98004
Shanda Group Usa Ltd 10 percent owner 2735 SAND HILL ROAD #140 MENLO PARK CA 94025
Mccord Patricia J director C/O NETFLIX, INC 100 WINCHESTER CIRCLE LOS GATOS CA 95032
Stack Fergal officer: SVP, Corporate Controller C/O LENDINGCLUB CORPORATION 71 STEVENSON ST., SUITE 300 SAN FRANCISCO CA 94105
Denman Kenneth D director

LendingClub Headlines

From GuruFocus

61 Percent of U.S. Population Now Lives Paycheck to Paycheck

By PRNewswire 02-09-2022

Basswood Capital Management, L.l.c. Buys Popular Inc, LendingClub Corp, PennyMac Financial Services Inc, Sells Citizens Financial Group Inc, Wells Fargo, Flagstar Bancorp Inc

By insider 08-26-2021

Basswood Capital Management, L.l.c. Buys Popular Inc, LendingClub Corp, PennyMac Financial Services Inc, Sells Citizens Financial Group Inc, Wells Fargo, Flagstar Bancorp Inc

By insider 08-25-2021

LendingClub Surpasses 4 Million Members

By PRNewswire 03-30-2022

Basswood Capital Management, L.l.c. Buys Popular Inc, LendingClub Corp, PennyMac Financial Services Inc, Sells Citizens Financial Group Inc, Wells Fargo, Flagstar Bancorp Inc

By insider 09-08-2021

LendingClub to Participate in a Fireside Chat at Credit Suisse's 25th Annual Technology Conference on November 30

By PRNewswire 11-23-2021

LendingClub Expands Investor Access to Personal Loans via LCX Link

By PRNewswire 09-09-2021

LendingClub Included in Bloomberg's 2022 Gender-Equality Index and Earns Perfect Score in Human Rights Campaign Foundation's 2022 Corporate Equality Index

By PRNewswire 01-31-2022

Basswood Capital Management, L.l.c. Buys Popular Inc, LendingClub Corp, PennyMac Financial Services Inc, Sells Citizens Financial Group Inc, Wells Fargo, Flagstar Bancorp Inc

By insider 09-09-2021

CFPB Appoints LendingClub Policy Director to Consumer Advisory Board

By PRNewswire 09-23-2021

Other Sources

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LendingClub (LC) Gains As Market Dips: What You Should Know

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After Plunging 26.7% in 4 Weeks, Here's Why the Trend Might Reverse for LendingClub (LC)

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Consumer Loans, Cards to Aid Capital One (COF) Q4 Earnings

By Zacks 2022-01-24

$LC - LendingClub Is Well Positioned For A 2-3x Jump Within 3 Years. Lendingclub Is A Buy

By Seekingalpha 2022-01-20

$LC - LendingClub Corporation (LC) CEO Scott Sanborn on Q4 2021 Results - Earnings Call Transcript.…

By Seekingalpha 2022-01-26

Is LendingClub (LC) Stock Outpacing Its Finance Peers This Year?

By Zacks 2022-01-13

$LC - LendingClub: Valuation Out Of Touch With Attractive Prospects. Lendingclub Valuation Out Of Touch With Prospects

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This Fintech Stock Just Lowered Guidance -- but Now Is Not the Time to Sell

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