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LendingClub GF Value

: $12.01 (As of Today)
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The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

  1. Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
  2. GuruFocus adjustment factor based on the company’s past returns and growth.
  3. Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2021-10-27), LendingClub's share price is $31.62. LendingClub's GF Value is $12.01. Therefore, LendingClub's Price-to-GF-Value for today is 2.63.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes LendingClub is Significantly Overvalued.

LendingClub  (NYSE:LC) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)Predictable Companies that possibly be Value Traps
Significantly OvervaluedPredictable Companies which are Significantly Overvalued
Modestly OvervaluedPredictable Companies which are Modestly Overvalued
Fairly ValuedPredictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

LendingClub's Price-to-GF-Value for today is calculated as

Price-to-GF-Value=Share Price/GF Value
=31.62/12.01
=2.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LendingClub GF Value Related Terms

Thank you for viewing the detailed overview of LendingClub's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

LendingClub Business Description

LendingClub logo
Industry
Financial Services » Credit Services NAICS : 525990 SIC : 6153
Comparable Companies
NYSE:ENVA NYSE:QD NAS:WRLD NYSE:FINV NYSE:YRD NYSE:BBDC NAS:EZPW NYSE:CURO NAS:OPRT NAS:ATLC NYSE:V NYSE:MA NAS:PYPL NYSE:AXP NYSE:COF TSE:8591 BOM:500034 NYSE:DFS NYSE:SYF XPAR:EDEN
Traded in Other Exchanges
8LCA:Germany
Address
595 Market Street, Suite 200, San Francisco, CA, USA, 94105
Website
https://www.lendingclub.com
LendingClub Corp is a company engaged in operating an online lending marketplace platform that connects borrowers and investors for the provision of the loan facility. It offers investors access to an asset class that has generally been closed to many investors and only available on a limited basis to institutional investors. The company through the platform offer loan products such as personal, education and patient finance, small business and auto to interested investors. It generates a majority of the revenue from the transaction fees received from the platform's role in accepting and decisioning applications on behalf of the bank partners to enable loan originations.
Executives
Kay Valerie officer: Chief Capital Officer C/O LENDINGCLUB CORPORATION 71 STEVENSON ST, SUITE 1000 SAN FRANCISCO CA 94105
Casey Thomas W officer: Chief Financial Officer 1201 THIRD AVE SEATTLE WA 98101
Koohestani Bahman officer: Chief Technology Officer 500 W. MADISON STREET #1000 CHICAGO IL 60661
Stack Fergal officer: SVP, Corporate Controller C/O LENDINGCLUB CORPORATION 71 STEVENSON ST., SUITE 300 SAN FRANCISCO CA 94105
Pace Brandon officer: General Counsel and Secretary C/O LENDINGCLUB CORPORATION 595 MARKET ST, SUITE 200 SAN FRANCISCO CA 94105
Sanborn Scott officer: CEO C/O REDENVELOPE, INC. 149 NEW MONTGOMERY STREET SAN FRANCISCO CA 94105
Bogan Timothy officer: Chief Risk Officer C/O LENDINGCLUB CORPORATION 71 STEVENSON ST, SUITE 300 SAN FRANCISCO CA 94105
Armstrong Annie officer: Chief Risk Officer C/O LENDINGCLUB CORPORATION 595 MARKET ST. #200 SAN FRANCISCO CA 94105
Momen Ronnie officer: Chief Lending Officer C/O LENDINGCLUB CORPORATION SAN FRANCISCO CA 94105
Denman Kenneth D director PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> Ownership Information: DENMAN KENNETH D a.header:link {color: #3b4fae; font-weight: bold; text-decoration: underline;} a.header:visited {color: #3b4fae; font-weight: bold; text-decoration: underline;} a.header:hover {color: #191970;}
Zeisser Michael P director PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> Ownership Information: ZEISSER MICHAEL P a.header:link {color: #3b4fae; font-weight: bold; text-decoration: underline;} a.header:visited {color: #3b4fae; font-weight: bold; text-decoration: underline;} a.header:hover {color: #191970;}
Williams Simon director C/O THE STUDENT LOAN CORPORATION 750 WASHINGTON BLVD., 9TH FLOOR STAMFORD CT 06901
Ciporin Daniel T director C/O VISTAPRINT USA, INC. 100 HAYDEN AVE LEXINGTON MA 02421
Mayopoulos Timothy J director C/O FANNIE MAE 1100 15TH STREET, NW WASHINGTON DC 20005
Morris John C. director C/O VISA INC. P.O. BOX 8999 SAN FRANCISCO CA 94128-8999

LendingClub Headlines

From GuruFocus

LendingClub Schedules Third Quarter 2020 Earnings Release and Conference Call

By PRNewswire 10-14-2020

Patriot Financial Partners Gp, Lp Buys LendingClub Corp, Primis Financial Corp, Sells Meta Financial Group Inc, Enterprise Financial Services Corp, Amalgamated Financial Corp

By insider 05-10-2021

LendingClub Reaches Settlement with Federal Trade Commission

By PRNewswire 07-14-2021

Lendingclub Corp (LC) CFO Thomas W Casey Bought $50,550 of Shares

By insider 03-10-2020

LendingClub Appoints Annie Armstrong as Chief Risk Officer

By PRNewswire 02-27-2020

Nearly 40 Percent of Americans with Annual Incomes over $100,000 Live Paycheck-to-Paycheck

By PRNewswire 06-15-2021

The Salt Lake Tribune Names LendingClub a Winner of The Utah Top Workplaces 2020 Award

By PRNewswire 12-15-2020

LendingClub's Tips for a Financially Healthier 2021

By PRNewswire 12-28-2020

Cement Packaging Market To Significant Growth Foreseen By 2020 To 2027: Mondi, LC Packaging, Gascogne, UFlex Limited, others

By WiredRelease 03-31-2020

LendingClub Corp (LC) Files 10-K for the Fiscal Year Ended on December 31, 2019

By insider 02-20-2020

Other Sources

LendingClub-Radius Bank Merger Receives OCC Nod, Stock Up 26.2%

By Zacks 2021-01-04

$LC - LendingClub: Mr. Market Is Simply Not Getting It. Lendingclub Mispriced By Stock Market Radius Acquisition Game Changer

By Seekingalpha 2021-06-15

$LC - LendingClub: A Conviction Buy. Lendingclub A Conviction Buy

By Seekingalpha 2021-07-15

LendingClub (LC) Moves 18% Higher: Will This Strength Last?

By Zacks 2021-03-15

Is the Options Market Predicting a Spike in LendingClub (LC) Stock?

By Zacks 2021-08-20

$LC - LendingClub: High Growth And High Profitability Ahead. Lendingclub High Growth And High Profitability Ahead

By Seekingalpha 2021-03-15

$LC - LendingClub: A Compelling Opportunity. Lendingclub Compelling Opportunity

By Seekingalpha 2021-02-08

$LC - LendingClub Accelerated: A Blowout Quarter. Lendingclub Accelerated A Blowout Quarter

By Seekingalpha 2021-07-29

$LC - LendingClub: Digital Bank Transformation Isn't Priced In. Lendingclub Digital Bank Transformation Isnt Priced In

By Seekingalpha 2021-03-12

Why Is No One Talking About LendingClub Stock?

By Fool 2021-02-28

LendingClub (LC) May Report Negative Earnings: Know the Trend Ahead of Next Week's Release

By Zacks 2021-07-21

Why Lending Club Skyrocketed 18% Higher Today

By Fool 2021-03-12

Earnings Preview: LendingClub (LC) Q4 Earnings Expected to Decline

By Zacks 2021-02-09

$LC - LendingClub Corporation (LC) CEO Scott Sanborn on Q4 2020 Results - Earnings Call Transcript.…

By Seekingalpha 2021-03-10

$LC - LendingClub: Boom Times. Lendingclub Boom Times

By Seekingalpha 2021-07-29

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