OrientTSE:8585 +0.11%51 Gross Margin % is 88.23% as of Mar. 2026, which is 7% below its 10-year median of 94.75. GuruFocus rates TSE:8585 with a GF Score™ of 51/100 and a GF Value™ of 円1,049.27 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 387 Credit Services companies, Orient ranks better than 93.28% on this metric.
Gross Margin % is calculated as gross profit divided by its revenue. Orient's Gross Profit for the
three
months ended in Mar. 2026 was 円54,398 Mil. Orient's Revenue for the
three
months ended in Mar. 2026 was 円61,652 Mil. Therefore, Orient's Gross Margin % for the quarter that ended in Mar. 2026 was 88.23%.
Warning Sign:
Orient Corp gross margin has been in long-term decline. The average rate of decline per year is -1.7%.
The historical rank and industry rank for Orient's Gross Margin % or its related term are showing as below:
TSE:8585'
s Gross Margin % Range Over the Past 10 Years
Min: 87.84 Med: 94.75 Max: 96.07
Current: 87.84
During the past 13 years, the highestGross Margin % of Orient was 96.07%. The lowest was 87.84%. And the median was 94.75%.
TSE:8585's Gross Margin % is ranked better than 93.28% of 387
companies
in the Credit Services industry
Industry Median: 51.88
vs TSE:8585: 87.84
Orient had a gross margin of 88.23% for the quarter that ended in Mar. 2026 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Orient was -1.70% per year.
Orient (TSE:8585) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Orient had a gross margin of 88.23% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Orient Gross Margin % Related Terms
Orient Gross Margin % Historical Data
* Premium members only.
The historical data trend for Orient's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Orient's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orient Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Orient's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Orient's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Orient (TSE:8585) has a Gross Margin % of 88.23% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Orient and its competitors. This is near median its historical median of 94.75. Over the past decade, Orient's Gross Margin % has ranged from 87.84 to 96.07. According to the industry distribution chart, Orient ranks #26 out of 387 companies in the Credit Services industry, placing it in the top 6.7%.
Is Orient's Gross Margin % too high?
Orient's current Gross Margin % of 88.23% is near median its 10-year median of 94.75. Over the past 10 years, this metric has ranged from a low of 87.84 to a high of 96.07. The Credit Services industry median Gross Margin % is 51.88. Orient's value of 88.23% is 70.1% above this industry median. Based on the distribution chart, Orient ranks #26 out of 387 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Orient has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orient's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Orient ranks #26 out of 387 companies for Gross Margin %. This places Orient in the top 7% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 51.88. Orient's value of 88.23% is 70.1% above this benchmark. Historically, Orient's own Gross Margin % has ranged from 87.84 to 96.07 over the past decade. While the company's 10-year median is 94.75 vs. the industry median of 51.88, Orient has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.88, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orient's current Gross Margin % of 88.23% is 70.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Orient and its competitors. For the Credit Services industry, the median Gross Margin % is 51.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orient's current Gross Margin % is 88.23%, which is near median its own 10-year median of 94.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient stock overvalued right now?
Based on GuruFocus' analysis, Orient (TSE:8585) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,049.27, compared to a current price of 円874.00 — trading 16.7% below its estimated fair value. The current Gross Margin % is 88.23%, which is near median its 10-year median of 94.75 and 70.1% above the Credit Services industry median of 51.88. Orient's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Orient (TSE:8585), the current Gross Margin % is 88.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orient (TSE:8585) Overvalued in 2026?
Based on GuruFocus' analysis, Orient stock appears to be undervalued.
The current stock price of 円874.00 is trading 16.7% below its estimated GF Value™ of 円1,049.27.
GuruFocus considers Orient to be Modestly Undervalued.
Key valuation signals for TSE:8585:
Gross Margin %: 88.23% (near median its 10-year median of 94.75)
GF Value™: 円1,049.27 vs. price of 円874.00 (16.7% below fair value)
Industry Position: 70.1% above the Credit Services median (#26 of 387)
No single metric tells the full story. See the TSE:8585 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orient Corp or Orico is a consumer finance company. The company provides installment credit services, credit cards and direct cash loan services, and bank loan guarantee services through a network of branches and member merchants spread throughout Japan. The company's strategy focuses on growing its installment credit business and forming joint ventures outside of Japan. The company's largest sources of revenue include both auto loans and bank loan guarantees. Its largest portion of earning assets is guaranteed loan receivables.
51GF Score
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