OrientTSE:8585 +0.11%51 Pretax Margin % is 5.15% as of Mar. 2026, which is 50% below its 10-year median of 10.31. GuruFocus rates TSE:8585 with a GF Score™ of 51/100 and a GF Value™ of 円1,049.27 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 530 Credit Services companies, Orient ranks worse than 71.51% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Orient's Pre-Tax Income for the
three
months ended in Mar. 2026 was 円3,172 Mil. Orient's Revenue for the
three
months ended in Mar. 2026 was 円61,652 Mil. Therefore, Orient's pretax margin for the quarter that ended in Mar. 2026 was 5.15%.
The historical rank and industry rank for Orient's Pretax Margin % or its related term are showing as below:
TSE:8585'
s Pretax Margin % Range Over the Past 10 Years
Min: 5.72 Med: 10.31 Max: 15.96
Current: 5.72
TSE:8585's Pretax Margin % is ranked worse than 71.51% of 530
companies
in the Credit Services industry
Industry Median: 20.22
vs TSE:8585: 5.72
Orient (TSE:8585) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Orient Pretax Margin % Related Terms
Orient Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Orient's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8585 vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Orient's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orient Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Orient's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Orient's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orient (TSE:8585) has a Pretax Margin % of 5.15% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Orient and its competitors. This is 50% below median its historical median of 10.31. Over the past decade, Orient's Pretax Margin % has ranged from 5.72 to 15.96. According to the industry distribution chart, Orient ranks #379 out of 530 companies in the Credit Services industry, placing it in the top 71.5%.
Is Orient's Pretax Margin % too high?
Orient's current Pretax Margin % of 5.15% is 50% below median its 10-year median of 10.31. Over the past 10 years, this metric has ranged from a low of 5.72 to a high of 15.96. The Credit Services industry median Pretax Margin % is 20.22. Orient's value of 5.15% is 74.5% below this industry median. Based on the distribution chart, Orient ranks #379 out of 530 companies in the Credit Services industry, which is below the industry midpoint. Overall, Orient has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orient's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Orient ranks #379 out of 530 companies for Pretax Margin %. This places Orient in the lower half of its industry. The industry median Pretax Margin % is 20.22. Orient's value of 5.15% is 74.5% below this benchmark. Historically, Orient's own Pretax Margin % has ranged from 5.72 to 15.96 over the past decade. While the company's 10-year median is 10.31 vs. the industry median of 20.22, Orient has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.22, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orient's current Pretax Margin % of 5.15% is 74.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Orient and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orient's current Pretax Margin % is 5.15%, which is 50% below median its own 10-year median of 10.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient stock overvalued right now?
Based on GuruFocus' analysis, Orient (TSE:8585) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,049.27, compared to a current price of 円874.00 — trading 16.7% below its estimated fair value. The current Pretax Margin % is 5.15%, which is 50% below median its 10-year median of 10.31 and 74.5% below the Credit Services industry median of 20.22. Orient's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Orient (TSE:8585), the current Pretax Margin % is 5.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orient (TSE:8585) Overvalued in 2026?
Based on GuruFocus' analysis, Orient stock appears to be undervalued.
The current stock price of 円874.00 is trading 16.7% below its estimated GF Value™ of 円1,049.27.
GuruFocus considers Orient to be Modestly Undervalued.
Key valuation signals for TSE:8585:
Pretax Margin %: 5.15% (50% below median its 10-year median of 10.31)
GF Value™: 円1,049.27 vs. price of 円874.00 (16.7% below fair value)
Industry Position: 74.5% below the Credit Services median (#379 of 530)
No single metric tells the full story. See the TSE:8585 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orient Corp or Orico is a consumer finance company. The company provides installment credit services, credit cards and direct cash loan services, and bank loan guarantee services through a network of branches and member merchants spread throughout Japan. The company's strategy focuses on growing its installment credit business and forming joint ventures outside of Japan. The company's largest sources of revenue include both auto loans and bank loan guarantees. Its largest portion of earning assets is guaranteed loan receivables.
51GF Score
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