Orient (TSE:8585) Scaled Net Operating Assets: 0.74 (As of Mar. 2026)


TSE:8585 Orient Corp TSE:8585
50 GF Score
Price 円885.00
GF Value 円1,049.35
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Orient Scaled Net Operating Assets?

Orient TSE:8585 -0.34% 50 Scaled Net Operating Assets is 0.74 as of Mar. 2026. GuruFocus rates TSE:8585 with a GF Score™ of 50/100 and a GF Value™ of 円1,049.35 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Orient's operating assets for the quarter that ended in Mar. 2026 was 円2,689,902 Mil. Orient's operating liabilities for the quarter that ended in Mar. 2026 was 円512,929 Mil. Orient's Total Assets for the quarter that ended in Dec. 2025 was 円2,930,101 Mil. Therefore, Orient's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.74.


Orient Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Orient's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orient Scaled Net Operating Assets Chart

Orient Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.48 0.47 0.89 0.69 0.76

Orient Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.73 0.76 0.77 0.76 0.74

TSE:8585 vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, Orient's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orient Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Orient's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Orient's Scaled Net Operating Assets falls into.


TSE:8585
50GF Score
Orient Corp TSE:8585
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Orient Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Orient's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(2689902-512929)/2881698
=0.76

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=2844481 - 154579
=2689902

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2587295 - 1150378 - 923988
=512929

Orient's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(2689902-512929)/2930101
=0.74

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=2844481 - 154579
=2689902

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2587295 - 1150378 - 923988
=512929

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.74 mean?
Orient (TSE:8585) has a Scaled Net Operating Assets of 0.74 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Orient and its competitors.
Is Orient's Scaled Net Operating Assets too high?
Orient's current Scaled Net Operating Assets is 0.74. Overall, Orient has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orient's Scaled Net Operating Assets compare to V and MA?
Orient's Scaled Net Operating Assets of 0.74 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Orient and its competitors. Orient's current Scaled Net Operating Assets is 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient stock overvalued right now?
Based on GuruFocus' analysis, Orient (TSE:8585) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,049.35, compared to a current price of 円885.00 — trading 15.7% below its estimated fair value. The current Scaled Net Operating Assets is 0.74. Orient's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Orient (TSE:8585), the current Scaled Net Operating Assets is 0.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orient (TSE:8585) Overvalued in 2026?

Based on GuruFocus' analysis, Orient stock appears to be undervalued. The current stock price of 円885.00 is trading 15.7% below its estimated GF Value™ of 円1,049.35. GuruFocus considers Orient to be Modestly Undervalued.

Key valuation signals for TSE:8585:

  • Scaled Net Operating Assets: 0.74
  • GF Value™: 円1,049.35 vs. price of 円885.00 (15.7% below fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the TSE:8585 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orient Business Description

Address 1 at 2-chome, Tokyo, JPN
Orient Corp or Orico is a consumer finance company. The company provides installment credit services, credit cards and direct cash loan services, and bank loan guarantee services through a network of branches and member merchants spread throughout Japan. The company's strategy focuses on growing its installment credit business and forming joint ventures outside of Japan. The company's largest sources of revenue include both auto loans and bank loan guarantees. Its largest portion of earning assets is guaranteed loan receivables.
50GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円885.00
Price
円1,049.35
GF Value