Orient (TSE:8585) Interest Coverage: N/A (As of Mar. 2026)


TSE:8585 Orient Corp TSE:8585
51 GF Score
Price 円873.00
GF Value 円1,049.21
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Orient Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Orient's Operating Income for the three months ended in Mar. 2026 was 円3,144 Mil. Orient's Interest Expense for the three months ended in Mar. 2026 was 円0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Orient's Interest Coverage or its related term are showing as below:


TSE:8585's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 49.41
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Orient  (TSE:8585) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Orient Interest Coverage Related Terms


Orient Interest Coverage Historical Data

* Premium members only.

The historical data trend for Orient's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Orient Interest Coverage Chart

Orient Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

Orient Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

TSE:8585 vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, Orient's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orient Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Orient's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Orient's Interest Coverage falls into.


TSE:8585
51GF Score
Orient Corp TSE:8585
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Orient Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Orient's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Orient's Interest Expense was 円0 Mil. Its Operating Income was 円14,445 Mil. And its Long-Term Debt & Capital Lease Obligation was 円1,150,378 Mil.

GuruFocus does not calculate Orient's interest coverage with the available data.

Orient's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Orient's Interest Expense was 円0 Mil. Its Operating Income was 円3,144 Mil. And its Long-Term Debt & Capital Lease Obligation was 円1,150,378 Mil.

GuruFocus does not calculate Orient's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is Orient (TSE:8585) Overvalued in 2026?

Based on GuruFocus' analysis, Orient stock appears to be undervalued. The current stock price of 円873.00 is trading 16.8% below its estimated GF Value™ of 円1,049.21. GuruFocus considers Orient to be Modestly Undervalued.

Key valuation signals for TSE:8585:

  • Interest Coverage: N/A
  • GF Value™: 円1,049.21 vs. price of 円873.00 (16.8% below fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the TSE:8585 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orient Business Description

Address 1 at 2-chome, Tokyo, JPN
Orient Corp or Orico is a consumer finance company. The company provides installment credit services, credit cards and direct cash loan services, and bank loan guarantee services through a network of branches and member merchants spread throughout Japan. The company's strategy focuses on growing its installment credit business and forming joint ventures outside of Japan. The company's largest sources of revenue include both auto loans and bank loan guarantees. Its largest portion of earning assets is guaranteed loan receivables.
51GF Score

Get the complete analysis for TSE:8585

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円873.00
Price
円1,049.21
GF Value