HRTG (Heritage Insurance Holdings) YoY EBITDA Growth: 32.05% (As of Jun. 2026)

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HRTG Heritage Insurance Holdings Inc HRTG
65 GF Score
Price $34.05
GF Value $26.55
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Heritage Insurance Holdings YoY EBITDA Growth?

Heritage Insurance Holdings HRTG 65 YoY EBITDA Growth is 32.05% as of Jun. 2026. GuruFocus rates HRTG with a GF Score™ of 65/100 and a GF Value™ of $26.55 (Modestly Overvalued). The stock has 6 warning signs investors should review.

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months. Heritage Insurance Holdings's YoY EBITDA Growth for the quarter that ended in Jun. 2026 was 32.05%.

Heritage Insurance Holdings's EBITDA per Share for the three months ended in Jun. 2026 was $2.88.

Heritage Insurance Holdings YoY EBITDA Growth Related Terms

Heritage Insurance Holdings YoY EBITDA Growth Historical Data

* Premium members only.

The historical data trend for Heritage Insurance Holdings's YoY EBITDA Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Heritage Insurance Holdings YoY EBITDA Growth Chart

Heritage Insurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EBITDA Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only -428.33 -163.81 148.43 22.86 168.71

Heritage Insurance Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EBITDA Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 124.23 420.44 169.56 19.21 32.05
HRTG
65GF Score
Heritage Insurance Holdings Inc HRTG
YoY EBITDA Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Heritage Insurance Holdings YoY EBITDA Growth Calculation

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months.

Heritage Insurance Holdings's YoY EBITDA Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EBITDA Growth (A: Dec. 2025 )
=(EBITDA per Share (A: Dec. 2025 )-EBITDA per Share (A: Dec. 2024 ))/ | EBITDA per Share (A: Dec. 2024 ) |
=(9.042-3.365)/ | 3.365 |
=168.71 %

Heritage Insurance Holdings's YoY EBITDA Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EBITDA Growth (Q: Jun. 2026 )
=(EBITDA per Share (Q: Jun. 2026 )-EBITDA per Share (Q: Jun. 2025 )) / | EBITDA per Share (Q: Jun. 2025 )) |
=(2.884-2.184)/ | 2.184 |
=32.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EBITDA Growth →
What does a YoY EBITDA Growth of 32.05% mean?
Heritage Insurance Holdings (HRTG) has a YoY EBITDA Growth of 32.05% as of Jun. 2026. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for Heritage Insurance Holdings and its competitors.
Is Heritage Insurance Holdings' YoY EBITDA Growth too high?
Heritage Insurance Holdings' current YoY EBITDA Growth is 32.05%. Overall, Heritage Insurance Holdings has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Heritage Insurance Holdings' YoY EBITDA Growth compare to BOW and ROOT?
Heritage Insurance Holdings' YoY EBITDA Growth of 32.05% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EBITDA Growth for an Insurance company?
A good YoY EBITDA Growth depends on the Insurance industry context. However, YoY EBITDA Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EBITDA Growth mean?
A high YoY EBITDA Growth can signal that a stock is expensive relative to its fundamentals. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for Heritage Insurance Holdings and its competitors. Heritage Insurance Holdings's current YoY EBITDA Growth is 32.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heritage Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Heritage Insurance Holdings (HRTG) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.55, compared to a current price of $34.05 — trading 28.2% above its estimated fair value. The current YoY EBITDA Growth is 32.05%. Heritage Insurance Holdings' overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EBITDA Growth calculated?
YoY EBITDA Growth is calculated from a company's financial statements. For Heritage Insurance Holdings (HRTG), the current YoY EBITDA Growth is 32.05% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heritage Insurance Holdings (HRTG) Overvalued in 2026?

Based on GuruFocus' analysis, Heritage Insurance Holdings stock appears to be overvalued. The current stock price of $34.05 is trading 28.2% above its estimated GF Value™ of $26.55. GuruFocus considers Heritage Insurance Holdings to be Modestly Overvalued.

Key valuation signals for HRTG:

  • YoY EBITDA Growth: 32.05%
  • GF Value™: $26.55 vs. price of $34.05 (28.2% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the HRTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heritage Insurance Holdings Business Description

Other Exchanges 11H:Germany
Address 1401 North Westshore Boulevard, Tampa, FL, USA, 33607
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. The company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, and South Carolina.
65GF Score

Get the complete analysis for HRTG

YoY EBITDA Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.05
Price
$26.55
GF Value