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Heritage Insurance Holdings's quarterly Total Liabilities
declined
from Dec. 2025 ($1,690.57 Mil) to Mar. 2026 ($1,500.61 Mil) but then
increased
from Mar. 2026 ($1,500.61 Mil) to Jun. 2026 ($1,884.71 Mil).
Heritage Insurance Holdings's annual Total Liabilities
increased
from Dec. 2023 ($1,899.29 Mil) to Dec. 2024 ($2,178.13 Mil) but then
declined
from Dec. 2024 ($2,178.13 Mil) to Dec. 2025 ($1,690.57 Mil).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Heritage Insurance Holdings Total Liabilities Chart
Heritage Insurance Holdings Total Liabilities Calculation
Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.
Heritage Insurance Holdings's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Total Liabilities of $1,884.7 Mil mean?
Heritage Insurance Holdings (HRTG) has a Total Liabilities of $1,884.7 Mil as of Jun. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Heritage Insurance Holdings and its competitors.
Is Heritage Insurance Holdings' Total Liabilities too high?
Heritage Insurance Holdings' current Total Liabilities is $1,884.7 Mil. Overall, Heritage Insurance Holdings has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Heritage Insurance Holdings' Total Liabilities compare to ROOT and HIPO?
Heritage Insurance Holdings' Total Liabilities of $1,884.7 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for an Insurance company?
A good Total Liabilities depends on the Insurance industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Heritage Insurance Holdings and its competitors. Heritage Insurance Holdings's current Total Liabilities is $1,884.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heritage Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Heritage Insurance Holdings (HRTG) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.87, compared to a current price of $33.33 — trading 24% above its estimated fair value. The current Total Liabilities is $1,884.7 Mil. Heritage Insurance Holdings' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Heritage Insurance Holdings (HRTG), the current Total Liabilities is $1,884.7 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Heritage Insurance Holdings (HRTG) Overvalued in 2026?
Based on GuruFocus' analysis, Heritage Insurance Holdings stock appears to be overvalued.
The current stock price of $33.33 is trading 24% above its estimated GF Value™ of $26.87.
GuruFocus considers Heritage Insurance Holdings to be Modestly Overvalued.
Key valuation signals for HRTG:
Total Liabilities: $1,884.7 Mil
GF Value™: $26.87 vs. price of $33.33 (24% above fair value)
No single metric tells the full story. See the HRTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. The company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, and South Carolina.
63GF Score
Get the complete analysis for HRTG
Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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