HRTG (Heritage Insurance Holdings) Shares Buyback Ratio %: 4.15 (As of Sep. 10, 2026)

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HRTG Heritage Insurance Holdings Inc HRTG
65 GF Score
Price $34.05
GF Value $26.55
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Heritage Insurance Holdings Shares Buyback Ratio %?

Heritage Insurance Holdings HRTG 65 Shares Buyback Ratio % is 4.15 as of Sep. 10, 2026. GuruFocus rates HRTG with a GF Score™ of 65/100 and a GF Value™ of $26.55 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

GuruFocus calculates shares buyback ratio using previous shares outstanding minus the current shares outstanding, and then divides by previous shares outstanding. Heritage Insurance Holdings's current shares buyback ratio was 4.15%.

Heritage Insurance Holdings Shares Buyback Ratio % Related Terms

Heritage Insurance Holdings Shares Buyback Ratio % Historical Data

* Premium members only.

The historical data trend for Heritage Insurance Holdings's Shares Buyback Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Heritage Insurance Holdings Shares Buyback Ratio % Chart

Heritage Insurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shares Buyback Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.59 4.54 -18.32 -1.28 -0.74

Heritage Insurance Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shares Buyback Ratio % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.08 0.34 0.25 1.62 1.99
HRTG
65GF Score
Heritage Insurance Holdings Inc HRTG
Shares Buyback Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Heritage Insurance Holdings Shares Buyback Ratio % Calculation

Heritage Insurance Holdings's Shares Buyback Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Dec. 2024 ) - Shares Outstanding (EOP) (A: Dec. 2025 )) / Shares Outstanding (EOP) (A: Dec. 2024 )
=(30.607 - 30.834) / 30.607
=-0.74%

Heritage Insurance Holdings's Shares Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Mar. 2026 ) - Shares Outstanding (EOP) (A: Jun. 2026 )) / Shares Outstanding (EOP) (A: Mar. 2026 )
=(30.335 - 29.732) / 30.335
=1.99%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Shares Buyback Ratio % →
What does a Shares Buyback Ratio % of 4.15 mean?
Heritage Insurance Holdings (HRTG) has a Shares Buyback Ratio % of 4.15 as of Sep. 10, 2026. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on Heritage Insurance Holdings and its competitors.
Is Heritage Insurance Holdings' Shares Buyback Ratio % too high?
Heritage Insurance Holdings' current Shares Buyback Ratio % is 4.15. Overall, Heritage Insurance Holdings has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Heritage Insurance Holdings' Shares Buyback Ratio % compare to BOW and ROOT?
Heritage Insurance Holdings' Shares Buyback Ratio % of 4.15 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shares Buyback Ratio % for an Insurance company?
A good Shares Buyback Ratio % depends on the Insurance industry context. However, Shares Buyback Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shares Buyback Ratio % mean?
A high Shares Buyback Ratio % can signal that a stock is expensive relative to its fundamentals. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on Heritage Insurance Holdings and its competitors. Heritage Insurance Holdings's current Shares Buyback Ratio % is 4.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heritage Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Heritage Insurance Holdings (HRTG) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.55, compared to a current price of $34.05 — trading 28.2% above its estimated fair value. The current Shares Buyback Ratio % is 4.15. Heritage Insurance Holdings' overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shares Buyback Ratio % calculated?
Shares Buyback Ratio % is calculated from a company's financial statements. For Heritage Insurance Holdings (HRTG), the current Shares Buyback Ratio % is 4.15 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heritage Insurance Holdings (HRTG) Overvalued in 2026?

Based on GuruFocus' analysis, Heritage Insurance Holdings stock appears to be overvalued. The current stock price of $34.05 is trading 28.2% above its estimated GF Value™ of $26.55. GuruFocus considers Heritage Insurance Holdings to be Modestly Overvalued.

Key valuation signals for HRTG:

  • Shares Buyback Ratio %: 4.15
  • GF Value™: $26.55 vs. price of $34.05 (28.2% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the HRTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heritage Insurance Holdings Business Description

Other Exchanges 11H:Germany
Address 1401 North Westshore Boulevard, Tampa, FL, USA, 33607
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. The company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, and South Carolina.
65GF Score

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Shares Buyback Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.05
Price
$26.55
GF Value