HRTG (Heritage Insurance Holdings) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 08, 2026)


HRTG Heritage Insurance Holdings Inc HRTG
58 GF Score
Price $27.20
GF Value $24.91
Valuation Fairly Valued
! 3 Warning Signs
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What is Heritage Insurance Holdings Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Heritage Insurance Holdings's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

HRTG vs DGICA, HIPO, ROOT: Margin of Safety % (DCF FCF Based) Comparison

For the Insurance - Property & Casualty subindustry, Heritage Insurance Holdings's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Heritage Insurance Holdings Margin of Safety % (DCF FCF Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Heritage Insurance Holdings's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Heritage Insurance Holdings's Margin of Safety % (DCF FCF Based) falls into.


HRTG
58GF Score
Heritage Insurance Holdings Inc HRTG
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Heritage Insurance Holdings (HRTG) Overvalued in 2026?

Based on GuruFocus' analysis, Heritage Insurance Holdings stock appears to be overvalued. The current stock price of $27.20 is trading 9.2% above its estimated GF Value™ of $24.91. GuruFocus considers Heritage Insurance Holdings to be Fairly Valued.

Key valuation signals for HRTG:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $24.91 vs. price of $27.20 (9.2% above fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the HRTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heritage Insurance Holdings Business Description

Other Exchanges 11H:Germany
Address 1401 North Westshore Boulevard, Tampa, FL, USA, 33607
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. The company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, and South Carolina.
58GF Score

Get the complete analysis for HRTG

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.20
Price
$24.91
GF Value