CPF (Central Pacific Financial) Tariff Resilience Score: 9/10 (As of Jun. 28, 2026)


CPF Central Pacific Financial Corp CPF
63 GF Score
Price $37.85
GF Value $30.30
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Central Pacific Financial Tariff Resilience Score?

Central Pacific Financial CPF +0.24% 63 Tariff Resilience Score is 9 as of Jun. 28, 2026. GuruFocus rates CPF with a GF Score™ of 63/100 and a GF Value™ of $30.30 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,610 Banks companies, Central Pacific Financial ranks better than 99.25% on this metric.

Central Pacific Financial has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Central Pacific Financial has As a financial institution, CPF has minimal direct exposure to tariffs. Its operations are largely domestic, reducing vulnerability to international trade issues.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Central Pacific Financial might have Highly Resilient.

Central Pacific Financial  (NYSE:CPF) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Central Pacific Financial Tariff Resilience Score Related Terms

CPF vs HAFC, FSBC, SBNC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Central Pacific Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Central Pacific Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Central Pacific Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Central Pacific Financial's Tariff Resilience Score falls into.


CPF
63GF Score
Central Pacific Financial Corp CPF
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Central Pacific Financial (CPF) has a Tariff Resilience Score of 9 as of Jun. 28, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Central Pacific Financial ranks #12 out of 1610 companies in the Banks industry, placing it in the top 0.7%.
Is Central Pacific Financial's Tariff Resilience Score too high?
Central Pacific Financial's current Tariff Resilience Score is 9. Based on the distribution chart, Central Pacific Financial ranks #12 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Central Pacific Financial has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Pacific Financial's Tariff Resilience Score compare to HAFC and FSBC?
According to the Banks industry distribution chart, Central Pacific Financial ranks #12 out of 1610 companies for Tariff Resilience Score. This places Central Pacific Financial in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Central Pacific Financial's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Pacific Financial stock overvalued right now?
Based on GuruFocus' analysis, Central Pacific Financial (CPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.30, compared to a current price of $37.85 — trading 24.9% above its estimated fair value. The current Tariff Resilience Score is 9. Central Pacific Financial's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Central Pacific Financial (CPF), the current Tariff Resilience Score is 9 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Pacific Financial (CPF) Overvalued in 2026?

Based on GuruFocus' analysis, Central Pacific Financial stock appears to be overvalued. The current stock price of $37.85 is trading 24.9% above its estimated GF Value™ of $30.30. GuruFocus considers Central Pacific Financial to be Modestly Overvalued.

Key valuation signals for CPF:

  • Tariff Resilience Score: 9
  • GF Value™: $30.30 vs. price of $37.85 (24.9% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the CPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Central Pacific Financial Business Description

Address 220 South King Street, Honolulu, HI, USA, 96813
Central Pacific Financial Corp operates in the financial services sector in the United States. It is a full-service commercial bank offering a broad range of banking products and services, including accepting time and demand deposits and originating loans. Bank's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The bank is not a member of the Federal Reserve System. The company's loans include commercial loans, construction loans, commercial and residential mortgage loans, and consumer loans. The company derives income from interest and fees on loans, interest on investment securities, and fees received in connection with deposits and other services. It operates in single segment which is Banking operations.
63GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.85
Price
$30.30
GF Value