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Central Pacific FinancialCPF -0.78%63 3-Year Share Buyback Ratio is 0.80 as of Mar. 2026, which is at its 10-year median of 0.80. GuruFocus rates CPF with a GF Scoreâ„¢ of 63/100 and a GF Valueâ„¢ of $29.82 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,040 Banks companies, Central Pacific Financial ranks better than 74.9% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Central Pacific Financial's current 3-Year Share Buyback Ratio was 0.80%.
The historical rank and industry rank for Central Pacific Financial's 3-Year Share Buyback Ratio or its related term are showing as below:
CPF'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -176.2 Med: 0.8 Max: 9.9
Current: 0.8
During the past 13 years, Central Pacific Financial's highest 3-Year Share Buyback Ratio was 9.90%. The lowest was -176.20%. And the median was 0.80%.
CPF's 3-Year Share Buyback Ratio is ranked better than 74.9% of 1040
companies
in the Banks industry
Industry Median: -0.2
vs CPF: 0.80
Central Pacific Financial (NYSE:CPF) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Central Pacific Financial 3-Year Share Buyback Ratio Related Terms
CPF vs FSBC, FBAK, MBWM: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Central Pacific Financial's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Pacific Financial 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Central Pacific Financial's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Central Pacific Financial's 3-Year Share Buyback Ratio falls into.
Central Pacific Financial 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.80 mean?
Central Pacific Financial (CPF) has a 3-Year Share Buyback Ratio of 0.80 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Central Pacific Financial and its competitors. This is near median its historical median of 0.80. According to the industry distribution chart, Central Pacific Financial ranks #261 out of 1040 companies in the Banks industry, placing it in the top 25.1%.
Is Central Pacific Financial's 3-Year Share Buyback Ratio too high?
Central Pacific Financial's current 3-Year Share Buyback Ratio of 0.80 is near median its 10-year median of 0.80. Based on the distribution chart, Central Pacific Financial ranks #261 out of 1040 companies in the Banks industry, which is above the industry midpoint. Overall, Central Pacific Financial has a GF Scoreâ„¢ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Pacific Financial's 3-Year Share Buyback Ratio compare to FSBC and FBAK?
According to the Banks industry distribution chart, Central Pacific Financial ranks #261 out of 1040 companies for 3-Year Share Buyback Ratio. This puts Central Pacific Financial in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Central Pacific Financial and its competitors. Central Pacific Financial's current 3-Year Share Buyback Ratio is 0.80, which is near median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Pacific Financial stock overvalued right now?
Based on GuruFocus' analysis, Central Pacific Financial (CPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.82, compared to a current price of $39.68 — trading 33.1% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.80, which is near median its 10-year median of 0.80. Central Pacific Financial's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Central Pacific Financial (CPF), the current 3-Year Share Buyback Ratio is 0.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Pacific Financial (CPF) Overvalued in 2026?
Based on GuruFocus' analysis, Central Pacific Financial stock appears to be overvalued.
The current stock price of $39.68 is trading 33.1% above its estimated GF Value™ of $29.82.
GuruFocus considers Central Pacific Financial to be Significantly Overvalued.
Key valuation signals for CPF:
3-Year Share Buyback Ratio: 0.80 (near median its 10-year median of 0.80)
GF Value™: $29.82 vs. price of $39.68 (33.1% above fair value)
No single metric tells the full story. See the CPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Pacific Financial Corp operates in the financial services sector in the United States. It is a full-service commercial bank offering a broad range of banking products and services, including accepting time and demand deposits and originating loans. Bank's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The bank is not a member of the Federal Reserve System. The company's loans include commercial loans, construction loans, commercial and residential mortgage loans, and consumer loans. The company derives income from interest and fees on loans, interest on investment securities, and fees received in connection with deposits and other services. It operates in single segment which is Banking operations.
63GF Score
Get the complete analysis for CPF
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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