EXFY (Expensify) Insider Ownership: 3.06 % (As of Sep. 07, 2026)

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EXFY Expensify Inc EXFY
60 GF Score
Price $2.37
GF Value $1.74
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Expensify Insider Ownership?

Expensify EXFY -2.26% 60 Insider Ownership is 3.06 % as of Sep. 07, 2026. GuruFocus rates EXFY with a GF Score™ of 60/100 and a GF Value™ of $1.74 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Expensify's insider ownership is 3.06%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Expensify's Institutional Ownership is 27.96%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Expensify's Float Percentage Of Total Shares Outstanding is 72.13%.

Expensify Insider Ownership Historical Data

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The historical data trend for Expensify's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Expensify Insider Ownership Chart

Expensify Historical Data

The historical data trend for Expensify can be seen below:

2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30 2026-07-31 2026-08-31
Insider Ownership 1.85 1.94 1.94 1.96 2.43 2.44 2.32 2.51 2.90 3.06
EXFY
60GF Score
Expensify Inc EXFY
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Expensify Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 3.06 % mean?
Expensify (EXFY) has a Insider Ownership of 3.06 % as of Sep. 07, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Expensify and its competitors.
Is Expensify's Insider Ownership too high?
Expensify's current Insider Ownership is 3.06 %. Overall, Expensify has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Expensify's Insider Ownership compare to SVCO and KLTR?
Expensify's Insider Ownership of 3.06 % can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Software company?
A good Insider Ownership depends on the Software industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Expensify and its competitors. Expensify's current Insider Ownership is 3.06 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Expensify stock overvalued right now?
Based on GuruFocus' analysis, Expensify (EXFY) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.74, compared to a current price of $2.37 — trading 36.2% above its estimated fair value. The current Insider Ownership is 3.06 %. Expensify's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Expensify (EXFY), the current Insider Ownership is 3.06 % as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Expensify (EXFY) Overvalued in 2026?

Based on GuruFocus' analysis, Expensify stock appears to be overvalued. The current stock price of $2.37 is trading 36.2% above its estimated GF Value™ of $1.74. GuruFocus considers Expensify to be Significantly Overvalued.

Key valuation signals for EXFY:

  • Insider Ownership: 3.06 %
  • GF Value™: $1.74 vs. price of $2.37 (36.2% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the EXFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Expensify Business Description

Address 88 Kearny Street, Suite 1600, San Francisco, CA, USA, 94108
Expensify Inc is a cloud-based expense management software platform that helps various businesses simplify the way to manage money. It is used to scan and reimburse receipts from flights, hotels, coffee shops, office supplies and ride shares. People use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay and travel booking in one app. Small and medium-sized businesses (SMBs) are the cornerstone of the global economy, making up almost all businesses and the majority of employment in Organization for Economic Co-operation and Development (OECD) member countries.
60GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.37
Price
$1.74
GF Value