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EXFY (Expensify) PB Ratio : 2.36 (As of Mar. 28, 2025)


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What is Expensify PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-03-28), Expensify's share price is $3.31. Expensify's Book Value per Share for the quarter that ended in Dec. 2024 was $1.40. Hence, Expensify's PB Ratio of today is 2.36.

The historical rank and industry rank for Expensify's PB Ratio or its related term are showing as below:

EXFY' s PB Ratio Range Over the Past 10 Years
Min: 1.14   Med: 3.83   Max: 46.76
Current: 2.36

During the past 6 years, Expensify's highest PB Ratio was 46.76. The lowest was 1.14. And the median was 3.83.

EXFY's PB Ratio is ranked better than
57% of 2558 companies
in the Software industry
Industry Median: 2.77 vs EXFY: 2.36

During the past 12 months, Expensify's average Book Value Per Share Growth Rate was 18.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 14.20% per year.

During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Expensify was 14.20% per year. The lowest was 14.20% per year. And the median was 14.20% per year.

Back to Basics: PB Ratio


Expensify PB Ratio Historical Data

The historical data trend for Expensify's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Expensify PB Ratio Chart

Expensify Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial - 46.76 7.48 2.09 2.39

Expensify Quarterly Data
Dec19 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.09 1.49 1.15 1.45 2.39

Competitive Comparison of Expensify's PB Ratio

For the Software - Application subindustry, Expensify's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Expensify's PB Ratio Distribution in the Software Industry

For the Software industry and Technology sector, Expensify's PB Ratio distribution charts can be found below:

* The bar in red indicates where Expensify's PB Ratio falls into.


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Expensify PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Expensify's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=3.31/1.403
=2.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Expensify  (NAS:EXFY) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Expensify PB Ratio Related Terms

Thank you for viewing the detailed overview of Expensify's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Expensify Business Description

Traded in Other Exchanges
N/A
Address
401 Southwest, 5th Avenue, Portland, OR, USA, 97204
Expensify Inc is a cloud-based expense management software platform that helps various businesses simplify the way to manage money. It is used to scan and reimburse receipts from flights, hotels, coffee shops, office supplies and ride shares. People use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, and travel booking in one app.
Executives
David Michael Barrett director, officer: Chief Executive Officer C/O EXPENSIFY, INC., 401 SW 5TH AVENUE, PORTLAND OR 97204
Timothy L Christen director 715 SOUTH STREET, MAYVILLE WI 53050
Anuradha Muralidharan director, officer: Chief Operating Officer C/O EXPENSIFY, INC., 401 SW 5TH AVENUE, PORTLAND OR 97204
Jason Fahr Mills director C/O EXPENSIFY, INC., 401 SW 5TH AVENUE, PORTLAND OR 97204
Daniel Vidal director C/O EXPENSIFY, INC., 401 SW 5TH AVENUE, PORTLAND OR 97204
Ryan Schaffer director, officer: Chief Financial Officer C/O EXPENSIFY, INC., 401 SW 5TH AVENUE, PORTLAND OR 97204
Steven J. Mclaughlin 10 percent owner 277 PARK AVENUE 29TH FLOOR, SUITE B, NEW YORK NY 10172
Ying Liu director C/O EXPENSIFY, INC., 401 SW 5TH AVENUE, PORTLAND OR 97204
Sf Roofdeck Gp Llc 10 percent owner 1521 ALTON ROAD, #345, MIAMI BEACH FL 33139
Steven J. Mclaughlin Revocable Trust 10 percent owner 1521 ALTON ROAD, #345, MIAMI BEACH FL 33139
Exp 2020 Spv Lp 10 percent owner 1521 ALTON ROAD, #345, MIAMI BEACH FL 33139
Openview Management, Llc 10 percent owner C/O OPENVIEW VENTURE PARTNERS, 303 CONGRESS STREET, 6TH FLOOR, BOSTON MA 02210
David Martirano other: See Remarks 50 MILK STREET, 16TH FLOOR, BOSTON MA 02109
Demartini James G B Iii 10 percent owner THREE LAGOON DRIVE, SUITE 400, REDWOOD CITY CA 94065
Unameit Trust Under Declaration Of Trust Dated March 10, 2000 10 percent owner THREE LAGOON DRIVE, SUITE 400, REDWOOD CITY CA 94065