EXFY (Expensify) Tariff Resilience Score: 9/10 (As of Sep. 07, 2026)

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EXFY Expensify Inc EXFY
60 GF Score
Price $2.37
GF Value $1.74
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Expensify Tariff Resilience Score?

Expensify EXFY -2.26% 60 Tariff Resilience Score is 9 as of Sep. 07, 2026. GuruFocus rates EXFY with a GF Score™ of 60/100 and a GF Value™ of $1.74 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,792 Software companies, Expensify ranks better than 99.86% on this metric.

Expensify has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Expensify has Provides software services with no significant global supply chain dependencies. Operations are largely digital and domestic, making it highly resilient to tariff changes. Historical impacts have been negligible.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Expensify might have Highly Resilient.

Expensify  (NAS:EXFY) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Expensify Tariff Resilience Score Related Terms

EXFY vs SVCO, KLTR, IMMR: Tariff Resilience Score Comparison

For the Software - Application subindustry, Expensify's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Expensify Tariff Resilience Score vs Software Industry

For the Software industry and Technology sector, Expensify's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Expensify's Tariff Resilience Score falls into.


EXFY
60GF Score
Expensify Inc EXFY
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Expensify (EXFY) has a Tariff Resilience Score of 9 as of Sep. 07, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Expensify ranks #4 out of 2792 companies in the Software industry, placing it in the top 0.099999999999994%.
Is Expensify's Tariff Resilience Score too high?
Expensify's current Tariff Resilience Score is 9. Based on the distribution chart, Expensify ranks #4 out of 2792 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Expensify has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Expensify's Tariff Resilience Score compare to SVCO and KLTR?
According to the Software industry distribution chart, Expensify ranks #4 out of 2792 companies for Tariff Resilience Score. This places Expensify in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Software company?
A good Tariff Resilience Score depends on the Software industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Expensify's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Expensify stock overvalued right now?
Based on GuruFocus' analysis, Expensify (EXFY) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.74, compared to a current price of $2.37 — trading 36.2% above its estimated fair value. The current Tariff Resilience Score is 9. Expensify's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Expensify (EXFY), the current Tariff Resilience Score is 9 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Expensify (EXFY) Overvalued in 2026?

Based on GuruFocus' analysis, Expensify stock appears to be overvalued. The current stock price of $2.37 is trading 36.2% above its estimated GF Value™ of $1.74. GuruFocus considers Expensify to be Significantly Overvalued.

Key valuation signals for EXFY:

  • Tariff Resilience Score: 9
  • GF Value™: $1.74 vs. price of $2.37 (36.2% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the EXFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Expensify Business Description

Address 88 Kearny Street, Suite 1600, San Francisco, CA, USA, 94108
Expensify Inc is a cloud-based expense management software platform that helps various businesses simplify the way to manage money. It is used to scan and reimburse receipts from flights, hotels, coffee shops, office supplies and ride shares. People use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay and travel booking in one app. Small and medium-sized businesses (SMBs) are the cornerstone of the global economy, making up almost all businesses and the majority of employment in Organization for Economic Co-operation and Development (OECD) member countries.
60GF Score

Get the complete analysis for EXFY

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.37
Price
$1.74
GF Value