EXFY (Expensify) Interest Expense: $0.0 Mil (TTM As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

EXFY Expensify Inc EXFY
60 GF Score
Price $2.37
GF Value $1.74
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Expensify Interest Expense?

Expensify EXFY -2.26% 60 Interest Expense is $0.0 Mil as of Jun. 2026. GuruFocus rates EXFY with a GF Score™ of 60/100 and a GF Value™ of $1.74 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Expensify's interest expense for the three months ended in Jun. 2026 was $ 0.0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was $0.0 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Expensify's Operating Income for the three months ended in Jun. 2026 was $ -2.9 Mil. Expensify's Interest Expense for the three months ended in Jun. 2026 was $ 0.0 Mil. GuruFocus does not calculate Expensify's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Expensify  (NAS:EXFY) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Expensify's Interest Expense for the three months ended in Jun. 2026 was $0.0 Mil. Its Operating Income for the three months ended in Jun. 2026 was $-2.9 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Jun. 2026 was $4.8 Mil.

Expensify's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

GuruFocus does not calculate Expensify's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Expensify Inc has enough cash to cover all of its debt. Its financial situation is stable.

Expensify Interest Expense Historical Data

* Premium members only.

The historical data trend for Expensify's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Expensify Interest Expense Chart

Expensify Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -3.48 -5.41 -5.33 -1.57 0.00

Expensify Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
EXFY
60GF Score
Expensify Inc EXFY
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Expensify Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $0.0 Mil mean?
Expensify (EXFY) has a Interest Expense of $0.0 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Expensify and its competitors.
Is Expensify's Interest Expense too high?
Expensify's current Interest Expense is $0.0 Mil. Overall, Expensify has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Expensify's Interest Expense compare to SVCO and KLTR?
Expensify's Interest Expense of $0.0 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Software company?
A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Expensify and its competitors. Expensify's current Interest Expense is $0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Expensify stock overvalued right now?
Based on GuruFocus' analysis, Expensify (EXFY) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.74, compared to a current price of $2.37 — trading 36.2% above its estimated fair value. The current Interest Expense is $0.0 Mil. Expensify's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Expensify (EXFY), the current Interest Expense is $0.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Expensify (EXFY) Overvalued in 2026?

Based on GuruFocus' analysis, Expensify stock appears to be overvalued. The current stock price of $2.37 is trading 36.2% above its estimated GF Value™ of $1.74. GuruFocus considers Expensify to be Significantly Overvalued.

Key valuation signals for EXFY:

  • Interest Expense: $0.0 Mil
  • GF Value™: $1.74 vs. price of $2.37 (36.2% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the EXFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Expensify Business Description

Address 88 Kearny Street, Suite 1600, San Francisco, CA, USA, 94108
Expensify Inc is a cloud-based expense management software platform that helps various businesses simplify the way to manage money. It is used to scan and reimburse receipts from flights, hotels, coffee shops, office supplies and ride shares. People use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay and travel booking in one app. Small and medium-sized businesses (SMBs) are the cornerstone of the global economy, making up almost all businesses and the majority of employment in Organization for Economic Co-operation and Development (OECD) member countries.
60GF Score

Get the complete analysis for EXFY

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.37
Price
$1.74
GF Value