Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ExpensifyEXFY -2.26%60 OCF Yield % is 5.83 as of Sep. 07, 2026, which is 33% above its 10-year median of 4.38. GuruFocus rates EXFY with a GF Score™ of 60/100 and a GF Value™ of $1.74 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,868 Software companies, Expensify ranks better than 62.66% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Expensify OCF Yield % Related Terms
Expensify OCF Yield % Historical Data
* Premium members only.
The historical data trend for Expensify's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Expensify's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Expensify OCF Yield % vs Software Industry
For the Software industry and Technology sector, Expensify's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Expensify's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Expensify (EXFY) has a OCF Yield % of 5.83 as of Sep. 07, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Expensify and its competitors. This is 33% above median its historical median of 4.38. According to the industry distribution chart, Expensify ranks #1071 out of 2868 companies in the Software industry, placing it in the top 37.3%.
Is Expensify's OCF Yield % too high?
Expensify's current OCF Yield % of 5.83 is 33% above median its 10-year median of 4.38. The Software industry median OCF Yield % is 3.12. Expensify's value of 5.83 is 87.2% above this industry median. Based on the distribution chart, Expensify ranks #1071 out of 2868 companies in the Software industry, which is above the industry midpoint. Overall, Expensify has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Expensify's OCF Yield % compare to SVCO and KLTR?
According to the Software industry distribution chart, Expensify ranks #1071 out of 2868 companies for OCF Yield %. This puts Expensify in the upper half of its industry. The industry median OCF Yield % is 3.12. Expensify's value of 5.83 is 87.2% above this benchmark. While the company's 10-year median is 4.38 vs. the industry median of 3.12, Expensify has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Software company?
The median OCF Yield % among Software companies is 3.12, based on 2,868 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Expensify's current OCF Yield % of 5.83 is 87.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Expensify and its competitors. For the Software industry, the median OCF Yield % is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Expensify's current OCF Yield % is 5.83, which is 33% above median its own 10-year median of 4.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Expensify stock overvalued right now?
Based on GuruFocus' analysis, Expensify (EXFY) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.74, compared to a current price of $2.37 — trading 36.2% above its estimated fair value. The current OCF Yield % is 5.83, which is 33% above median its 10-year median of 4.38 and 87.2% above the Software industry median of 3.12. Expensify's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Expensify (EXFY), the current OCF Yield % is 5.83 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Expensify (EXFY) Overvalued in 2026?
Based on GuruFocus' analysis, Expensify stock appears to be overvalued.
The current stock price of $2.37 is trading 36.2% above its estimated GF Value™ of $1.74.
GuruFocus considers Expensify to be Significantly Overvalued.
Key valuation signals for EXFY:
OCF Yield %: 5.83 (33% above median its 10-year median of 4.38)
GF Value™: $1.74 vs. price of $2.37 (36.2% above fair value)
Industry Position: 87.2% above the Software median (#1071 of 2868)
No single metric tells the full story. See the EXFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Expensify Inc is a cloud-based expense management software platform that helps various businesses simplify the way to manage money. It is used to scan and reimburse receipts from flights, hotels, coffee shops, office supplies and ride shares. People use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay and travel booking in one app. Small and medium-sized businesses (SMBs) are the cornerstone of the global economy, making up almost all businesses and the majority of employment in Organization for Economic Co-operation and Development (OECD) member countries.
60GF Score
Get the complete analysis for EXFY
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
EXFY has been successfully added to your 
