SFDL (Security Federal) Insider Ownership: 43.55 % (As of Aug. 17, 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SFDL Security Federal Corp SFDL
70 GF Score
Price $42.70
GF Value $33.78
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Security Federal Insider Ownership?

Security Federal SFDL -2.41% 70 Insider Ownership is 43.55 % as of Aug. 17, 2026. GuruFocus rates SFDL with a GF Score™ of 70/100 and a GF Value™ of $33.78 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Security Federal's insider ownership is 43.55%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Security Federal's Institutional Ownership is 0.35%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Security Federal's Float Percentage Of Total Shares Outstanding is 62.58%.

Security Federal Insider Ownership Historical Data

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The historical data trend for Security Federal's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Federal Insider Ownership Chart

Security Federal Historical Data

The historical data trend for Security Federal can be seen below:

2018-02-28 2018-03-31 2018-04-30 2018-05-31 2018-06-30 2018-07-31 2018-08-31 2018-09-30 2018-10-31 2018-11-30
Insider Ownership 43.55 43.55 43.55 43.55 43.55 43.55 43.55 43.55 43.55 43.55
SFDL
70GF Score
Security Federal Corp SFDL
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Security Federal Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 43.55 % mean?
Security Federal (SFDL) has a Insider Ownership of 43.55 % as of Aug. 17, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Security Federal and its competitors.
Is Security Federal's Insider Ownership too high?
Security Federal's current Insider Ownership is 43.55 %. Overall, Security Federal has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Security Federal's Insider Ownership compare to CWBK and CTUY?
Security Federal's Insider Ownership of 43.55 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Security Federal and its competitors. Security Federal's current Insider Ownership is 43.55 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Federal stock overvalued right now?
Based on GuruFocus' analysis, Security Federal (SFDL) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.78, compared to a current price of $42.70 — trading 26.4% above its estimated fair value. The current Insider Ownership is 43.55 %. Security Federal's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Security Federal (SFDL), the current Insider Ownership is 43.55 % as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Federal (SFDL) Overvalued in 2026?

Based on GuruFocus' analysis, Security Federal stock appears to be overvalued. The current stock price of $42.70 is trading 26.4% above its estimated GF Value™ of $33.78. GuruFocus considers Security Federal to be Modestly Overvalued.

Key valuation signals for SFDL:

  • Insider Ownership: 43.55 %
  • GF Value™: $33.78 vs. price of $42.70 (26.4% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the SFDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Security Federal Business Description

Address 238 Richland Avenue Northwest, Aiken, SC, USA, 29801
Security Federal Corp and its subsidiaries are involved in the business of providing commercial and personal banking services as well as auto, business, home, and health insurance. The primary business of the company is to accept deposits from the general public and originate commercial real estate loans, commercial business loans, consumer loans as well as mortgage loans to buy or refinance one-to-four family residential real estate. It also originates construction loans and loans for the acquisition, development, and construction of residential subdivisions and commercial projects. The company also operates Security Federal Trust and Investments that offers trust, financial planning, and financial management services.
70GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.70
Price
$33.78
GF Value